VOBIF (Vobile Group) Effective Interest Rate on Debt %: 4.95% (As of Dec. 2025)

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VOBIF Vobile Group Ltd VOBIF
58 GF Score
Price $0.26
GF Value $0.43
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Vobile Group Effective Interest Rate on Debt %?

Vobile Group VOBIF 58 Effective Interest Rate on Debt % is 4.95% as of Dec. 2025. GuruFocus rates VOBIF with a GF Score™ of 58/100 and a GF Value™ of $0.43 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vobile Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $9.9 Mil. Vobile Group's average total debt for the quarter that ended in Dec. 2025 was $200.4 Mil. Therefore, Vobile Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.95%.


Vobile Group  (OTCPK:VOBIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vobile Group Effective Interest Rate on Debt % Related Terms


Vobile Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vobile Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vobile Group Effective Interest Rate on Debt % Chart

Vobile Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.07 16.12 10.10 10.70 4.86

Vobile Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.28 11.84 9.73 6.68 4.95

VOBIF vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Vobile Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vobile Group Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Vobile Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vobile Group's Effective Interest Rate on Debt % falls into.


VOBIF
58GF Score
Vobile Group Ltd VOBIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vobile Group Effective Interest Rate on Debt % Calculation

Vobile Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.524/( (130.995+261.09)/ 2 )
=-1  *  -9.524/196.0425
=4.86 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=74.004 + 56.991
=130.995

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.238 + 251.852
=261.09

Vobile Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -9.924/( (139.713+261.09)/ 2 )
=-1  *  -9.924/200.4015
=4.95 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=53.773 + 85.94
=139.713

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.238 + 251.852
=261.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.95% mean?
Vobile Group (VOBIF) has a Effective Interest Rate on Debt % of 4.95% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vobile Group and its competitors.
Is Vobile Group's Effective Interest Rate on Debt % too high?
Vobile Group's current Effective Interest Rate on Debt % is 4.95%. Overall, Vobile Group has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vobile Group's Effective Interest Rate on Debt % compare to QH and SHOP?
Vobile Group's Effective Interest Rate on Debt % of 4.95% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vobile Group and its competitors. Vobile Group's current Effective Interest Rate on Debt % is 4.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vobile Group stock overvalued right now?
Based on GuruFocus' analysis, Vobile Group (VOBIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.43, compared to a current price of $0.26 — trading 39.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.95%. Vobile Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vobile Group (VOBIF), the current Effective Interest Rate on Debt % is 4.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vobile Group (VOBIF) Overvalued in 2026?

Based on GuruFocus' analysis, Vobile Group stock appears to be undervalued. The current stock price of $0.26 is trading 39.4% below its estimated GF Value™ of $0.43. GuruFocus considers Vobile Group to be Significantly Undervalued.

Key valuation signals for VOBIF:

  • Effective Interest Rate on Debt %: 4.95%
  • GF Value™: $0.43 vs. price of $0.26 (39.4% below fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the VOBIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vobile Group Business Description

Other Exchanges 03738:Hong Kong
Address 1 Matheson Street, Suite 3712, 37th Floor, Tower 2, Times Square, Causeway Bay, Hong Kong, HKG
Vobile Group Ltd is a Saas provider of digital content protection and monetization technology services. It builds the essential technology infrastructure to support the distribution of digital content assets. The company's products are VideoTracker, ReClaim, TV Ad Tracking, Online TVOD PPT, MediaWise, and Transaction-based SaaS business that includes content monetization platforms to enable revenue-sharing for conventional home video distribution through its conventional PPT platform. Geographically, it operates in Chinese Mainland, United States and Other Countries. It generates maximum revenue from Chinese Mainland.
58GF Score

Get the complete analysis for VOBIF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.26
Price
$0.43
GF Value