VOBIF (Vobile Group) Interest Coverage: 4.66 (As of Dec. 2025) — 19% Above Median


VOBIF Vobile Group Ltd VOBIF
62 GF Score
Price $0.28
GF Value $0.50
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Vobile Group Interest Coverage?

Vobile Group VOBIF 62 Interest Coverage is 4.66 as of Dec. 2025, which is 19% above its 10-year median of 3.93. GuruFocus rates VOBIF with a GF Score™ of 62/100 and a GF Value™ of $0.50 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,705 Software companies, Vobile Group ranks worse than 78.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vobile Group's Operating Income for the six months ended in Dec. 2025 was $23.1 Mil. Vobile Group's Interest Expense for the six months ended in Dec. 2025 was $-5.0 Mil. Vobile Group's interest coverage for the quarter that ended in Dec. 2025 was 4.66. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vobile Group's Interest Coverage or its related term are showing as below:

VOBIF' s Interest Coverage Range Over the Past 10 Years
Min: 0.51   Med: 3.93   Max: No Debt
Current: 4.77


VOBIF's Interest Coverage is ranked worse than
78.59% of 1705 companies
in the Software industry
Industry Median: 24.78 vs VOBIF: 4.77

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vobile Group  (OTCPK:VOBIF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vobile Group Interest Coverage Related Terms


Vobile Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vobile Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vobile Group Interest Coverage Chart

Vobile Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 1.69 1.62 3.09 4.77

Vobile Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 2.50 3.69 4.89 4.66

VOBIF vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Vobile Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vobile Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Vobile Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vobile Group's Interest Coverage falls into.


VOBIF
62GF Score
Vobile Group Ltd VOBIF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vobile Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vobile Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vobile Group's Interest Expense was $-9.5 Mil. Its Operating Income was $45.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $9.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*45.407/-9.524
=4.77

Vobile Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Vobile Group's Interest Expense was $-5.0 Mil. Its Operating Income was $23.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $9.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*23.1/-4.962
=4.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.66 mean?
Vobile Group (VOBIF) has a Interest Coverage of 4.66 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vobile Group and its competitors. This is 19% above median its historical median of 3.93. Over the past decade, Vobile Group's Interest Coverage has ranged from 0.51 to 10,000.00. According to the industry distribution chart, Vobile Group ranks #1340 out of 1705 companies in the Software industry, placing it in the top 78.6%.
Is Vobile Group's Interest Coverage too high?
Vobile Group's current Interest Coverage of 4.66 is 19% above median its 10-year median of 3.93. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 10,000.00. The Software industry median Interest Coverage is 24.78. Vobile Group's value of 4.66 is 81.2% below this industry median. Based on the distribution chart, Vobile Group ranks #1340 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Vobile Group has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vobile Group's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Vobile Group ranks #1340 out of 1705 companies for Interest Coverage. This places Vobile Group in the lower half of its industry. The industry median Interest Coverage is 24.78. Vobile Group's value of 4.66 is 81.2% below this benchmark. Historically, Vobile Group's own Interest Coverage has ranged from 0.51 to 10,000.00 over the past decade. While the company's 10-year median is 3.93 vs. the industry median of 24.78, Vobile Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vobile Group's current Interest Coverage of 4.66 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vobile Group and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vobile Group's current Interest Coverage is 4.66, which is 19% above median its own 10-year median of 3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vobile Group stock overvalued right now?
Based on GuruFocus' analysis, Vobile Group (VOBIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.50, compared to a current price of $0.28 — trading 43.1% below its estimated fair value. The current Interest Coverage is 4.66, which is 19% above median its 10-year median of 3.93 and 81.2% below the Software industry median of 24.78. Vobile Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vobile Group (VOBIF), the current Interest Coverage is 4.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vobile Group (VOBIF) Overvalued in 2026?

Based on GuruFocus' analysis, Vobile Group stock appears to be undervalued. The current stock price of $0.28 is trading 43.1% below its estimated GF Value™ of $0.50. GuruFocus considers Vobile Group to be Significantly Undervalued.

Key valuation signals for VOBIF:

  • Interest Coverage: 4.66 (19% above median its 10-year median of 3.93)
  • GF Value™: $0.50 vs. price of $0.28 (43.1% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 81.2% below the Software median (#1340 of 1705)

No single metric tells the full story. See the VOBIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vobile Group Business Description

Other Exchanges 03738:Hong Kong
Address 1 Matheson Street, Suite 3712, 37th Floor, Tower 2, Times Square, Causeway Bay, Hong Kong, HKG
Vobile Group Ltd is a Saas provider of digital content protection and monetization technology services. It builds the essential technology infrastructure to support the distribution of digital content assets. The company's products are VideoTracker, ReClaim, TV Ad Tracking, Online TVOD PPT, MediaWise, and Transaction-based SaaS business that includes content monetization platforms to enable revenue-sharing for conventional home video distribution through its conventional PPT platform. Geographically, it operates in Chinese Mainland, United States and Other Countries. It generates maximum revenue from Chinese Mainland.
62GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.28
Price
$0.50
GF Value