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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NCR Voyix's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $60 Mil. NCR Voyix's average total debt for the quarter that ended in Mar. 2026 was $1,323 Mil. Therefore, NCR Voyix's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.54%.
NCR Voyix (NYSE:VYX) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
NCR Voyix Effective Interest Rate on Debt % Related Terms
NCR Voyix Effective Interest Rate on Debt % Historical Data
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The historical data trend for NCR Voyix's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VYX vs WYFI, EFOR, CLVT: Effective Interest Rate on Debt % Comparison
For the Information Technology Services subindustry, NCR Voyix's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Voyix Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, NCR Voyix's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where NCR Voyix's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.54% mean?
NCR Voyix (VYX) has a Effective Interest Rate on Debt % of 4.54% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NCR Voyix and its competitors.
Is NCR Voyix's Effective Interest Rate on Debt % too high?
NCR Voyix's current Effective Interest Rate on Debt % is 4.54%. Overall, NCR Voyix has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NCR Voyix's Effective Interest Rate on Debt % compare to WYFI and EFOR?
NCR Voyix's Effective Interest Rate on Debt % of 4.54% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on NCR Voyix and its competitors. NCR Voyix's current Effective Interest Rate on Debt % is 4.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Voyix stock overvalued right now?
Based on GuruFocus' analysis, NCR Voyix (VYX) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.69, compared to a current price of $8.66 — trading 19% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.54%. NCR Voyix's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For NCR Voyix (VYX), the current Effective Interest Rate on Debt % is 4.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Voyix (VYX) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Voyix stock appears to be undervalued.
The current stock price of $8.66 is trading 19% below its estimated GF Value™ of $10.69.
GuruFocus considers NCR Voyix to be Modestly Undervalued.
Key valuation signals for VYX:
Effective Interest Rate on Debt %: 4.54%
GF Value™: $10.69 vs. price of $8.66 (19% below fair value)
No single metric tells the full story. See the VYX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Voyix Corp is a company providing services of digital commerce solutions for retail, restaurant, and digital banking. The company operates in two reportable segments: Retail, and Restaurants. The Retail segment provides software solutions for retailers of all sizes, enhancing operational efficiency and customer experience. The Restaurants segment offers end-to-end technology solutions for food service establishments, improving operational efficiency, and customer satisfaction, and reducing costs. The company derives maximum revenue from Retail segment. Geographically, the company operates in United States, Americas (excluding United States), Europe, Middle East and Africa, and Asia Pacific. It derives maximum revenue from United States.
62GF Score
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