Asseco Poland (WAR:ACP) Effective Interest Rate on Debt %: 6.12% (As of Mar. 2026)

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WAR:ACP Asseco Poland SA WAR:ACP
76 GF Score
Price zł185.70
GF Value zł93.87
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Asseco Poland Effective Interest Rate on Debt %?

Asseco Poland WAR:ACP -1.85% 76 Effective Interest Rate on Debt % is 6.12% as of Mar. 2026. GuruFocus rates WAR:ACP with a GF Score™ of 76/100 and a GF Value™ of zł93.87 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Asseco Poland's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł214 Mil. Asseco Poland's average total debt for the quarter that ended in Mar. 2026 was zł3,491 Mil. Therefore, Asseco Poland's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.12%.


Asseco Poland  (WAR:ACP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Asseco Poland Effective Interest Rate on Debt % Related Terms


Asseco Poland Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Asseco Poland's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asseco Poland Effective Interest Rate on Debt % Chart

Asseco Poland Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.05 3.37 4.64 5.06 5.57

Asseco Poland Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.58 5.40 5.35 5.83 6.12

WAR:ACP vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Asseco Poland's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asseco Poland Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Asseco Poland's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Asseco Poland's Effective Interest Rate on Debt % falls into.


WAR:ACP
76GF Score
Asseco Poland SA WAR:ACP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asseco Poland Effective Interest Rate on Debt % Calculation

Asseco Poland's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -201.1/( (3912.8+3308.6)/ 2 )
=-1  *  -201.1/3610.7
=5.57 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2474.7 + 1438.1
=3912.8

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1941.2 + 1367.4
=3308.6

Asseco Poland's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -213.6/( (3308.6+3674)/ 2 )
=-1  *  -213.6/3491.3
=6.12 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1941.2 + 1367.4
=3308.6

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2038.7 + 1635.3
=3674

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.12% mean?
Asseco Poland (WAR:ACP) has a Effective Interest Rate on Debt % of 6.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asseco Poland and its competitors.
Is Asseco Poland's Effective Interest Rate on Debt % too high?
Asseco Poland's current Effective Interest Rate on Debt % is 6.12%. Overall, Asseco Poland has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Poland's Effective Interest Rate on Debt % compare to UBER and SHOP?
Asseco Poland's Effective Interest Rate on Debt % of 6.12% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Asseco Poland and its competitors. Asseco Poland's current Effective Interest Rate on Debt % is 6.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Poland stock overvalued right now?
Based on GuruFocus' analysis, Asseco Poland (WAR:ACP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł93.87, compared to a current price of zł185.70 — trading 97.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.12%. Asseco Poland's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Asseco Poland (WAR:ACP), the current Effective Interest Rate on Debt % is 6.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asseco Poland (WAR:ACP) Overvalued in 2026?

Based on GuruFocus' analysis, Asseco Poland stock appears to be overvalued. The current stock price of zł185.70 is trading 97.8% above its estimated GF Value™ of zł93.87. GuruFocus considers Asseco Poland to be Significantly Overvalued.

Key valuation signals for WAR:ACP:

  • Effective Interest Rate on Debt %: 6.12%
  • GF Value™: zł93.87 vs. price of zł185.70 (97.8% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the WAR:ACP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asseco Poland Business Description

Address 14 Olchowa Street, Rzeszow, POL, 35-322
Asseco Poland SA is a Poland-based information technology (IT) company, which is engaged in the development of software for companies from different sectors of the economy. It also provides enterprise resource planning solutions and services to micro, small, and mid-sized companies, as well as large enterprises, and business intelligence software and services. The company's operating segments include the Asseco Poland segment, the Asseco International segment, and the Formula Systems segment. It generates the majority of its revenue from the Formula Systems segment.
76GF Score

Get the complete analysis for WAR:ACP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł185.70
Price
zł93.87
GF Value