Asseco PolandWAR:ACP -1.21%80 Interest Coverage is 9.70 as of Mar. 2026, which is 14% below its 10-year median of 11.30. GuruFocus rates WAR:ACP with a GF Score™ of 80/100 and a GF Value™ of zł93.73 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,707 Software companies, Asseco Poland ranks worse than 67.25% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Asseco Poland's
Operating Income
for the
three
months ended in Mar. 2026 was zł518 Mil. Asseco Poland's Interest Expense for the
three
months ended in Mar. 2026 was zł-53 Mil.
Asseco Poland's interest coverage for the quarter that ended in Mar. 2026 was 9.70.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Asseco Poland's Interest Coverage or its related term are showing as below:
WAR:ACP'
s Interest Coverage Range Over the Past 10 Years
Min: 7.01 Med: 11.3 Max: 14.87
Current: 9.25
WAR:ACP's Interest Coverage is ranked worse than 67.25% of 1707
companies
in the Software industry
Industry Median: 24.65
vs WAR:ACP: 9.25
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Asseco Poland Interest Coverage Related Terms
Asseco Poland Interest Coverage Historical Data
* Premium members only.
The historical data trend for Asseco Poland's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:ACP vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Asseco Poland's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco Poland Interest Coverage vs Software Industry
For the Software industry and Technology sector, Asseco Poland's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Asseco Poland's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asseco Poland (WAR:ACP) has a Interest Coverage of 9.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco Poland and its competitors. This is 14% below median its historical median of 11.30. Over the past decade, Asseco Poland's Interest Coverage has ranged from 7.01 to 14.87. According to the industry distribution chart, Asseco Poland ranks #1148 out of 1707 companies in the Software industry, placing it in the top 67.3%.
Is Asseco Poland's Interest Coverage too high?
Asseco Poland's current Interest Coverage of 9.70 is 14% below median its 10-year median of 11.30. Over the past 10 years, this metric has ranged from a low of 7.01 to a high of 14.87. The Software industry median Interest Coverage is 24.65. Asseco Poland's value of 9.70 is 60.6% below this industry median. Based on the distribution chart, Asseco Poland ranks #1148 out of 1707 companies in the Software industry, which is below the industry midpoint. Overall, Asseco Poland has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Poland's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Asseco Poland ranks #1148 out of 1707 companies for Interest Coverage. This places Asseco Poland in the lower half of its industry. The industry median Interest Coverage is 24.65. Asseco Poland's value of 9.70 is 60.6% below this benchmark. Historically, Asseco Poland's own Interest Coverage has ranged from 7.01 to 14.87 over the past decade. While the company's 10-year median is 11.30 vs. the industry median of 24.65, Asseco Poland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco Poland's current Interest Coverage of 9.70 is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco Poland and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco Poland's current Interest Coverage is 9.70, which is 14% below median its own 10-year median of 11.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Poland stock overvalued right now?
Based on GuruFocus' analysis, Asseco Poland (WAR:ACP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł93.73, compared to a current price of zł167.75 — trading 79% above its estimated fair value. The current Interest Coverage is 9.70, which is 14% below median its 10-year median of 11.30 and 60.6% below the Software industry median of 24.65. Asseco Poland's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Asseco Poland (WAR:ACP), the current Interest Coverage is 9.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco Poland (WAR:ACP) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco Poland stock appears to be overvalued.
The current stock price of zł167.75 is trading 79% above its estimated GF Value™ of zł93.73.
GuruFocus considers Asseco Poland to be Significantly Overvalued.
Key valuation signals for WAR:ACP:
Interest Coverage: 9.70 (14% below median its 10-year median of 11.30)
GF Value™: zł93.73 vs. price of zł167.75 (79% above fair value)
Industry Position: 60.6% below the Software median (#1148 of 1707)
No single metric tells the full story. See the WAR:ACP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco Poland SA is a Poland-based information technology (IT) company, which is engaged in the development of software for companies from different sectors of the economy. It also provides enterprise resource planning solutions and services to micro, small, and mid-sized companies, as well as large enterprises, and business intelligence software and services. The company's operating segments include the Asseco Poland segment, the Asseco International segment, and the Formula Systems segment. It generates the majority of its revenue from the Formula Systems segment.
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