CENTURION FINANCE (WAR:CTF) Effective Interest Rate on Debt %: 8,400.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is CENTURION FINANCE Effective Interest Rate on Debt %?

CENTURION FINANCE WAR:CTF -1.81% Effective Interest Rate on Debt % is 8,400.00% as of Mar. 2026. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CENTURION FINANCE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.08 Mil. CENTURION FINANCE's average total debt for the quarter that ended in Mar. 2026 was zł0.00 Mil. Therefore, CENTURION FINANCE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8,400.00%.

CENTURION FINANCE  (WAR:CTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

CENTURION FINANCE Effective Interest Rate on Debt % Related Terms

CENTURION FINANCE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CENTURION FINANCE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CENTURION FINANCE Effective Interest Rate on Debt % Chart

CENTURION FINANCE Annual Data
Trend Dec14 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 6.73 11.08 8.22 32.53

CENTURION FINANCE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.64 117.56 0.00 4,827.59 8,400.00

WAR:CTF vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, CENTURION FINANCE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CENTURION FINANCE Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, CENTURION FINANCE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CENTURION FINANCE's Effective Interest Rate on Debt % falls into.


CENTURION FINANCE Effective Interest Rate on Debt % Calculation

CENTURION FINANCE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.175/( (1.075+0.001)/ 2 )
=-1  *  -0.175/0.538
=32.53 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.45 + 0.625
=1.075

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

CENTURION FINANCE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.084/( (0.001+0.001)/ 2 )
=-1  *  -0.084/0.001
=8,400.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8,400.00% mean?
CENTURION FINANCE (WAR:CTF) has a Effective Interest Rate on Debt % of 8,400.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CENTURION FINANCE and its competitors.
Is CENTURION FINANCE's Effective Interest Rate on Debt % too high?
CENTURION FINANCE's current Effective Interest Rate on Debt % is 8,400.00%.
How does CENTURION FINANCE's Effective Interest Rate on Debt % compare to BLK and BX?
CENTURION FINANCE's Effective Interest Rate on Debt % of 8,400.00% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CENTURION FINANCE and its competitors. CENTURION FINANCE's current Effective Interest Rate on Debt % is 8,400.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CENTURION FINANCE stock overvalued right now?
CENTURION FINANCE (WAR:CTF) has a current Effective Interest Rate on Debt % of 8,400.00%. The current Effective Interest Rate on Debt % is 8,400.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CENTURION FINANCE (WAR:CTF), the current Effective Interest Rate on Debt % is 8,400.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CENTURION FINANCE Business Description

Address Street Aleksandra Zajaca 22, Katowice, POL, 40-749
CENTURION FINANCE SA is an investment company. The company is engaged in investing in the segment of Private Equity and Venture Capital in Poland and other countries.