Stalprofil (WAR:STF) Effective Interest Rate on Debt %: 7.50% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:STF Stalprofil SA WAR:STF
80 GF Score
Price zł9.44
GF Value zł11.65
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Stalprofil Effective Interest Rate on Debt %?

Stalprofil WAR:STF +1.51% 80 Effective Interest Rate on Debt % is 7.50% as of Mar. 2026. GuruFocus rates WAR:STF with a GF Score™ of 80/100 and a GF Value™ of zł11.65 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Stalprofil's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł12 Mil. Stalprofil's average total debt for the quarter that ended in Mar. 2026 was zł154 Mil. Therefore, Stalprofil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.50%.


Stalprofil  (WAR:STF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Stalprofil Effective Interest Rate on Debt % Related Terms


Stalprofil Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Stalprofil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stalprofil Effective Interest Rate on Debt % Chart

Stalprofil Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 1.29 5.52 9.96 6.21

Stalprofil Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.64 10.60 3.41 7.49 7.50

WAR:STF vs GWW, FAST, FERG: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, Stalprofil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stalprofil Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Stalprofil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Stalprofil's Effective Interest Rate on Debt % falls into.


WAR:STF
80GF Score
Stalprofil SA WAR:STF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Stalprofil Effective Interest Rate on Debt % Calculation

Stalprofil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -11.842/( (156.697+224.599)/ 2 )
=-1  *  -11.842/190.648
=6.21 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.885 + 133.812
=156.697

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.384 + 207.215
=224.599

Stalprofil's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -11.56/( (206.717+101.735)/ 2 )
=-1  *  -11.56/154.226
=7.50 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.071 + 192.646
=206.717

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.105 + 85.63
=101.735

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.50% mean?
Stalprofil (WAR:STF) has a Effective Interest Rate on Debt % of 7.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stalprofil and its competitors.
Is Stalprofil's Effective Interest Rate on Debt % too high?
Stalprofil's current Effective Interest Rate on Debt % is 7.50%. Overall, Stalprofil has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stalprofil's Effective Interest Rate on Debt % compare to GWW and FAST?
Stalprofil's Effective Interest Rate on Debt % of 7.50% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Stalprofil and its competitors. Stalprofil's current Effective Interest Rate on Debt % is 7.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stalprofil stock overvalued right now?
Based on GuruFocus' analysis, Stalprofil (WAR:STF) is currently considered Modestly Undervalued. The stock's GF Value™ is zł11.65, compared to a current price of zł9.44 — trading 19% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.50%. Stalprofil's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Stalprofil (WAR:STF), the current Effective Interest Rate on Debt % is 7.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stalprofil (WAR:STF) Overvalued in 2026?

Based on GuruFocus' analysis, Stalprofil stock appears to be undervalued. The current stock price of zł9.44 is trading 19% below its estimated GF Value™ of zł11.65. GuruFocus considers Stalprofil to be Modestly Undervalued.

Key valuation signals for WAR:STF:

  • Effective Interest Rate on Debt %: 7.50%
  • GF Value™: zł11.65 vs. price of zł9.44 (19% below fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the WAR:STF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Stalprofil Business Description

Address Ul. Rodzienskiego 11A, Dabrowa Gornicza, POL, 41-308
Stalprofil SA is a Poland-based company, which is engaged in the steel industry. The company distributes metallurgical products and semi-finished steel. Its product portfolio includes: angle sections, channel sections, flat bars, hot rolled steel profiles, hot rolled angles, cold formed profiles, reinforcing ribbed bars, sheets, and plates, I-sections, T-bars, as well as wire rods and smooth rods. It operates its distribution network through two warehouses in Dabrowa Gornicza and Katowice. Stalprofil SA mainly exports its products to the European Union countries, as well as to Norway, Turkey, Ukraine, and Belarus. Its subsidiaries are engaged in the construction of the gas, heating, water and sewage systems and the production of steel structures.
80GF Score

Get the complete analysis for WAR:STF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł9.44
Price
zł11.65
GF Value