WHITF (Whitehaven Coal) Effective Interest Rate on Debt %: 14.12% (As of Dec. 2025)


WHITF Whitehaven Coal Ltd WHITF
73 GF Score
Price $5.23
GF Value $4.96
Valuation Fairly Valued
! 7 Warning Signs
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What is Whitehaven Coal Effective Interest Rate on Debt %?

Whitehaven Coal WHITF +0.67% 73 Effective Interest Rate on Debt % is 14.12% as of Dec. 2025. GuruFocus rates WHITF with a GF Score™ of 73/100 and a GF Value™ of $4.96 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Whitehaven Coal's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $185 Mil. Whitehaven Coal's average total debt for the quarter that ended in Dec. 2025 was $1,308 Mil. Therefore, Whitehaven Coal's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 14.12%.


Whitehaven Coal  (OTCPK:WHITF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Whitehaven Coal Effective Interest Rate on Debt % Related Terms


Whitehaven Coal Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Whitehaven Coal's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Whitehaven Coal Effective Interest Rate on Debt % Chart

Whitehaven Coal Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 4.58 14.64 4.61 29.33

Whitehaven Coal Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.99 5.83 48.85 9.08 14.12

Whitehaven Coal Effective Interest Rate on Debt % Competitor Comparison

For the Thermal Coal subindustry, Whitehaven Coal's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Whitehaven Coal Effective Interest Rate on Debt % vs Other Energy Sources Industry

For the Other Energy Sources industry and Energy sector, Whitehaven Coal's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Whitehaven Coal's Effective Interest Rate on Debt % falls into.


WHITF
73GF Score
Whitehaven Coal Ltd WHITF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Whitehaven Coal Effective Interest Rate on Debt % Calculation

Whitehaven Coal's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -378.255/( (1255.645+1323.568)/ 2 )
=-1  *  -378.255/1289.6065
=29.33 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1158.035 + 97.61
=1255.645

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1220.052 + 103.516
=1323.568

Whitehaven Coal's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -184.718/( (1323.568+1293.023)/ 2 )
=-1  *  -184.718/1308.2955
=14.12 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1220.052 + 103.516
=1323.568

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1208.638 + 84.385
=1293.023

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.12% mean?
Whitehaven Coal (WHITF) has a Effective Interest Rate on Debt % of 14.12% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Whitehaven Coal and its competitors.
Is Whitehaven Coal's Effective Interest Rate on Debt % too high?
Whitehaven Coal's current Effective Interest Rate on Debt % is 14.12%. Overall, Whitehaven Coal has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Whitehaven Coal's Effective Interest Rate on Debt % compare to competitors?
Whitehaven Coal's Effective Interest Rate on Debt % of 14.12% can be compared against companies in the Other Energy Sources industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Other Energy Sources company?
A good Effective Interest Rate on Debt % depends on the Other Energy Sources industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Whitehaven Coal and its competitors. Whitehaven Coal's current Effective Interest Rate on Debt % is 14.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whitehaven Coal stock overvalued right now?
Based on GuruFocus' analysis, Whitehaven Coal (WHITF) is currently considered Fairly Valued. The stock's GF Value™ is $4.96, compared to a current price of $5.23 — trading 5.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 14.12%. Whitehaven Coal's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Whitehaven Coal (WHITF), the current Effective Interest Rate on Debt % is 14.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Whitehaven Coal (WHITF) Overvalued in 2026?

Based on GuruFocus' analysis, Whitehaven Coal stock appears to be overvalued. The current stock price of $5.23 is trading 5.4% above its estimated GF Value™ of $4.96. GuruFocus considers Whitehaven Coal to be Fairly Valued.

Key valuation signals for WHITF:

  • Effective Interest Rate on Debt %: 14.12%
  • GF Value™: $4.96 vs. price of $5.23 (5.4% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the WHITF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Whitehaven Coal Business Description

Other Exchanges WC2:GermanyWHC:Australia
Address 259 George Street, Level 28, Sydney, NSW, AUS, 2000
Whitehaven Coal is a large Australian independent thermal and metallurgical coal miner with mines in the Gunnedah Basin, New South Wales. It also bought Blackwater and Daunia, two coking coal mines in Queensland, from BHP and Mitsubishi in April 2024. In addition, it owns the large Winchester South deposit next to its Daunia mine. Coal is railed to ports in Newcastle and Queensland for export to Asian customers. Initial production of about 1 million metric tons from Vickery and expanded production at its Queensland mines, Maules Creek, and Narrabri means we expect its share of salable coal production to approach 31 million metric tons from fiscal 2030, from about 13 million in fiscal 2023.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.23
Price
$4.96
GF Value