SWI Capital Holding (XAMS:SWICH) Effective Interest Rate on Debt %: 6.33% (As of Jun. 2025)


XAMS:SWICH SWI Capital Holding Ltd XAMS:SWICH
2 GF Score
Price €6.70
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What is SWI Capital Holding Effective Interest Rate on Debt %?

SWI Capital Holding XAMS:SWICH +9.12% 2 Effective Interest Rate on Debt % is 6.33% as of Jun. 2025. GuruFocus rates XAMS:SWICH with a GF Score™ of 2/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SWI Capital Holding's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was €19.93 Mil. SWI Capital Holding's average total debt for the quarter that ended in Jun. 2025 was €315.02 Mil. Therefore, SWI Capital Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 6.33%.

SWI Capital Holding  (XAMS:SWICH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

SWI Capital Holding Effective Interest Rate on Debt % Related Terms

SWI Capital Holding Effective Interest Rate on Debt % Historical Data

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The historical data trend for SWI Capital Holding's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SWI Capital Holding Effective Interest Rate on Debt % Chart

SWI Capital Holding Annual Data
Trend Dec24
Effective Interest Rate on Debt %
0.00

SWI Capital Holding Semi-Annual Data
Dec24 Jun25
Effective Interest Rate on Debt % 0.00 6.33

XAMS:SWICH vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, SWI Capital Holding's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SWI Capital Holding Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, SWI Capital Holding's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SWI Capital Holding's Effective Interest Rate on Debt % falls into.


XAMS:SWICH
2GF Score
SWI Capital Holding Ltd XAMS:SWICH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SWI Capital Holding Effective Interest Rate on Debt % Calculation

SWI Capital Holding's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

SWI Capital Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -19.93/( (301.086+328.949)/ 2 )
=-1  *  -19.93/315.0175
=6.33 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=262.136 + 38.95
=301.086

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=286.921 + 42.028
=328.949

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.33% mean?
SWI Capital Holding (XAMS:SWICH) has a Effective Interest Rate on Debt % of 6.33% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SWI Capital Holding and its competitors.
Is SWI Capital Holding's Effective Interest Rate on Debt % too high?
SWI Capital Holding's current Effective Interest Rate on Debt % is 6.33%. Overall, SWI Capital Holding has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does SWI Capital Holding's Effective Interest Rate on Debt % compare to IBM and ACN?
SWI Capital Holding's Effective Interest Rate on Debt % of 6.33% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SWI Capital Holding and its competitors. SWI Capital Holding's current Effective Interest Rate on Debt % is 6.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SWI Capital Holding stock overvalued right now?
SWI Capital Holding (XAMS:SWICH) has a current Effective Interest Rate on Debt % of 6.33%. The current Effective Interest Rate on Debt % is 6.33%. SWI Capital Holding's overall GF Score™ is 2/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SWI Capital Holding (XAMS:SWICH), the current Effective Interest Rate on Debt % is 6.33% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SWI Capital Holding Business Description

Other Exchanges I6C:Germany
Address 36 Robinson Road, No 20-01, Singapore, SGP, 068877
SWI Capital Holding Ltd is a diversified holding company. Along with its subsidiaries, the company is an investment platform whose investments grouped into several different business segments: Innovation Campuses & Data Centers, Real Estate, Financial institutions (banking and broader financial sector), Liquid Strategies, Special situations (including distressed assets and underperforming companies), and Sports & Entertainment.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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