UCrest Bhd (XKLS:0005) Effective Interest Rate on Debt %: 5.36% (As of May. 2026)

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What is UCrest Bhd Effective Interest Rate on Debt %?

UCrest Bhd XKLS:0005 Effective Interest Rate on Debt % is 5.36% as of May. 2026. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UCrest Bhd's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was RM0.02 Mil. UCrest Bhd's average total debt for the quarter that ended in May. 2026 was RM0.37 Mil. Therefore, UCrest Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 5.36%.


UCrest Bhd  (XKLS:0005) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


UCrest Bhd Effective Interest Rate on Debt % Related Terms


UCrest Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for UCrest Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UCrest Bhd Effective Interest Rate on Debt % Chart

UCrest Bhd Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25 May26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 105.21 57.06 5.45 6.15 11.99

UCrest Bhd Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.27 8.26 5.32 5.82 5.36

XKLS:0005 vs VEEV, BTSG, HQY: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, UCrest Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UCrest Bhd Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, UCrest Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where UCrest Bhd's Effective Interest Rate on Debt % falls into.



UCrest Bhd Effective Interest Rate on Debt % Calculation

UCrest Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2025 )+Total Debt  (A: May. 2026 ))/ count )
=-1  *  -0.022/( (0.014+0.353)/ 2 )
=-1  *  -0.022/0.1835
=11.99 %

where

UCrest Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -0.02/( (0.393+0.353)/ 2 )
=-1  *  -0.02/0.373
=5.36 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.36% mean?
UCrest Bhd (XKLS:0005) has a Effective Interest Rate on Debt % of 5.36% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UCrest Bhd and its competitors.
Is UCrest Bhd's Effective Interest Rate on Debt % too high?
UCrest Bhd's current Effective Interest Rate on Debt % is 5.36%.
How does UCrest Bhd's Effective Interest Rate on Debt % compare to VEEV and BTSG?
UCrest Bhd's Effective Interest Rate on Debt % of 5.36% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UCrest Bhd and its competitors. UCrest Bhd's current Effective Interest Rate on Debt % is 5.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UCrest Bhd stock overvalued right now?
Based on GuruFocus' analysis, UCrest Bhd (XKLS:0005) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.08, compared to a current price of RM0.07 — trading 18.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.36%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UCrest Bhd (XKLS:0005), the current Effective Interest Rate on Debt % is 5.36% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

UCrest Bhd Business Description

Address 8, First Avenue, Bandar Utama, 6th Floor, Unit 4, Petaling Jaya, SGR, MYS, 47800
UCrest Bhd is a technology provider company that engages in network design, product development, and software development. The firm provider of Cloud Hospital and mobile health services. The company offers an i-Medic platform for diagnosis, management, and treatment of chronic diseases such as cardiovascular diseases (CVD), cancer, diabetes, hypertension, sleep apnea, stroke rehabilitation, and other diseases.