Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
UCrest BhdXKLS:0005 Altman Z2-Score is 10.75 as of Jul. 27, 2026, which is 98% above its 10-year median of 5.43. The stock has 3 warning signs investors should review. Among 671 Healthcare Providers & Services companies, UCrest Bhd ranks better than 91.65% on this metric.
Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.
Good Sign:
UCrest Bhd has a Altman Z2-Score of 10.75, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.
The zones of discrimination were as such:
When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.
The historical rank and industry rank for UCrest Bhd's Altman Z2-Score or its related term are showing as below:
XKLS:0005'
s Altman Z2-Score Range Over the Past 10 Years
Min: -4.94 Med: 5.43 Max: 14.28
Current: 10.75
During the past 13 years, UCrest Bhd's highest Altman Z2-Score was 14.28. The lowest was -4.94. And the median was 5.43.
UCrest Bhd (XKLS:0005) Altman Z2-Score Explanation
The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
Altman Z2-Score does not apply to financial companies.
UCrest Bhd Altman Z2-Score Related Terms
UCrest Bhd Altman Z2-Score Historical Data
* Premium members only.
The historical data trend for UCrest Bhd's Altman Z2-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:0005 vs VEEV, BTSG, HQY: Altman Z2-Score Comparison
For the Health Information Services subindustry, UCrest Bhd's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UCrest Bhd Altman Z2-Score vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, UCrest Bhd's Altman Z2-Score distribution charts can be found below:
* The bar in red indicates where UCrest Bhd's Altman Z2-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.
UCrest Bhd's Altman Z2-Score for today is calculated with this formula:
Z
=
6.56
*
X1
+
3.26
*
X2
+
6.72
*
X3
+
1.05
*
X4_2
=
6.56
*
0.5687
+
3.26
*
-0.2304
+
6.72
*
0.0061
+
1.05
*
7.3586
=
10.75
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.
UCrest Bhd (XKLS:0005) has a Altman Z2-Score of 10.75 as of Jul. 27, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on UCrest Bhd and its competitors. This is 98% above median its historical median of 5.43. According to the industry distribution chart, UCrest Bhd ranks #56 out of 671 companies in the Healthcare Providers & Services industry, placing it in the top 8.3%.
Is UCrest Bhd's Altman Z2-Score too high?
UCrest Bhd's current Altman Z2-Score of 10.75 is 98% above median its 10-year median of 5.43. The Healthcare Providers & Services industry median Altman Z2-Score is 2.21. UCrest Bhd's value of 10.75 is 386.4% above this industry median. Based on the distribution chart, UCrest Bhd ranks #56 out of 671 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers.
How does UCrest Bhd's Altman Z2-Score compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, UCrest Bhd ranks #56 out of 671 companies for Altman Z2-Score. This places UCrest Bhd in the top 8% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 2.21. UCrest Bhd's value of 10.75 is 386.4% above this benchmark. While the company's 10-year median is 5.43 vs. the industry median of 2.21, UCrest Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Healthcare Providers & Services company?
The median Altman Z2-Score among Healthcare Providers & Services companies is 2.21, based on 671 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UCrest Bhd's current Altman Z2-Score of 10.75 is 386.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on UCrest Bhd and its competitors. For the Healthcare Providers & Services industry, the median Altman Z2-Score is 2.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UCrest Bhd's current Altman Z2-Score is 10.75, which is 98% above median its own 10-year median of 5.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UCrest Bhd stock overvalued right now?
Based on GuruFocus' analysis, UCrest Bhd (XKLS:0005) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.08, compared to a current price of RM0.07 — trading 18.8% below its estimated fair value. The current Altman Z2-Score is 10.75, which is 98% above median its 10-year median of 5.43 and 386.4% above the Healthcare Providers & Services industry median of 2.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For UCrest Bhd (XKLS:0005), the current Altman Z2-Score is 10.75 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
UCrest Bhd is a technology provider company that engages in network design, product development, and software development. The firm provider of Cloud Hospital and mobile health services. The company offers an i-Medic platform for diagnosis, management, and treatment of chronic diseases such as cardiovascular diseases (CVD), cancer, diabetes, hypertension, sleep apnea, stroke rehabilitation, and other diseases.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:0005 has been successfully added to your 
