Cuscapi Bhd (XKLS:0051) Effective Interest Rate on Debt %: 6.38% (As of Mar. 2026)

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What is Cuscapi Bhd Effective Interest Rate on Debt %?

Cuscapi Bhd XKLS:0051 Effective Interest Rate on Debt % is 6.38% as of Mar. 2026. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cuscapi Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.09 Mil. Cuscapi Bhd's average total debt for the quarter that ended in Mar. 2026 was RM1.44 Mil. Therefore, Cuscapi Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.38%.


Cuscapi Bhd  (XKLS:0051) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cuscapi Bhd Effective Interest Rate on Debt % Related Terms


Cuscapi Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Cuscapi Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cuscapi Bhd Effective Interest Rate on Debt % Chart

Cuscapi Bhd Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Jun21 Jun22 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 30.28 34.16 5.56 6.95

Cuscapi Bhd Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.01 6.16 9.21 6.61 6.38

XKLS:0051 vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Cuscapi Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuscapi Bhd Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Cuscapi Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cuscapi Bhd's Effective Interest Rate on Debt % falls into.



Cuscapi Bhd Effective Interest Rate on Debt % Calculation

Cuscapi Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.133/( (2.287+1.539)/ 2 )
=-1  *  -0.133/1.913
=6.95 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.539 + 0.748
=2.287

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.758 + 0.781
=1.539

Cuscapi Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.092/( (1.539+1.345)/ 2 )
=-1  *  -0.092/1.442
=6.38 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.758 + 0.781
=1.539

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.563 + 0.782
=1.345

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.38% mean?
Cuscapi Bhd (XKLS:0051) has a Effective Interest Rate on Debt % of 6.38% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cuscapi Bhd and its competitors.
Is Cuscapi Bhd's Effective Interest Rate on Debt % too high?
Cuscapi Bhd's current Effective Interest Rate on Debt % is 6.38%.
How does Cuscapi Bhd's Effective Interest Rate on Debt % compare to QH and SHOP?
Cuscapi Bhd's Effective Interest Rate on Debt % of 6.38% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cuscapi Bhd and its competitors. Cuscapi Bhd's current Effective Interest Rate on Debt % is 6.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuscapi Bhd stock overvalued right now?
Based on GuruFocus' analysis, Cuscapi Bhd (XKLS:0051) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.80, compared to a current price of RM0.09 — trading 88.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.38%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cuscapi Bhd (XKLS:0051), the current Effective Interest Rate on Debt % is 6.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuscapi Bhd Business Description

Address No. 8, Jalan Damansara, Level 27 & 28, Block N, Empire City Damansara, PJU 8, Petaling Jaya, SGR, MYS, 47820
Cuscapi Bhd is an investment holding company and its subsidiaries are mainly engaged in software development, project management, business and IT-related consultancy services, restaurant management and business management solutions, remedial services for restaurant management hardware and related software implementation and support services, interactive device solutions, provision of a call center for outsourcing services, operating a cryptocurrency exchange in the Philippines, investment holding activities, computer programming, information services, and other computer-related activities including data processing, leasing, and related services.