Cuscapi Bhd (XKLS:0051) Interest Coverage: 59.70 (As of Mar. 2026) — 25% Below Median

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What is Cuscapi Bhd Interest Coverage?

Cuscapi Bhd XKLS:0051 -5.00% Interest Coverage is 59.70 as of Mar. 2026, which is 25% below its 10-year median of 79.99. The stock has 2 warning signs investors should review. Among 1,713 Software companies, Cuscapi Bhd ranks better than 55.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cuscapi Bhd's Operating Income for the three months ended in Mar. 2026 was RM1.37 Mil. Cuscapi Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-0.02 Mil. Cuscapi Bhd's interest coverage for the quarter that ended in Mar. 2026 was 59.70. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cuscapi Bhd's Interest Coverage or its related term are showing as below:

XKLS:0051' s Interest Coverage Range Over the Past 10 Years
Min: 30.96   Med: 79.99   Max: No Debt
Current: 35.76


XKLS:0051's Interest Coverage is ranked better than
55.28% of 1713 companies
in the Software industry
Industry Median: 24.62 vs XKLS:0051: 35.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cuscapi Bhd  (XKLS:0051) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cuscapi Bhd Interest Coverage Related Terms


Cuscapi Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cuscapi Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cuscapi Bhd Interest Coverage Chart

Cuscapi Bhd Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Jun21 Jun22 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A 0.00 0.00 79.99 30.96

Cuscapi Bhd Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.09 58.97 21.38 11.07 59.70

XKLS:0051 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Cuscapi Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cuscapi Bhd Interest Coverage vs Software Industry

For the Software industry and Technology sector, Cuscapi Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cuscapi Bhd's Interest Coverage falls into.



Cuscapi Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cuscapi Bhd's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cuscapi Bhd's Interest Expense was RM-0.13 Mil. Its Operating Income was RM4.12 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.76 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4.118/-0.133
=30.96

Cuscapi Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cuscapi Bhd's Interest Expense was RM-0.02 Mil. Its Operating Income was RM1.37 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.56 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.373/-0.023
=59.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 59.70 mean?
Cuscapi Bhd (XKLS:0051) has a Interest Coverage of 59.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cuscapi Bhd and its competitors. This is 25% below median its historical median of 79.99. Over the past decade, Cuscapi Bhd's Interest Coverage has ranged from 30.96 to 10,000.00. According to the industry distribution chart, Cuscapi Bhd ranks #766 out of 1713 companies in the Software industry, placing it in the top 44.7%.
Is Cuscapi Bhd's Interest Coverage too high?
Cuscapi Bhd's current Interest Coverage of 59.70 is 25% below median its 10-year median of 79.99. Over the past 10 years, this metric has ranged from a low of 30.96 to a high of 10,000.00. The Software industry median Interest Coverage is 24.62. Cuscapi Bhd's value of 59.70 is 142.5% above this industry median. Based on the distribution chart, Cuscapi Bhd ranks #766 out of 1713 companies in the Software industry, which is above the industry midpoint.
How does Cuscapi Bhd's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Cuscapi Bhd ranks #766 out of 1713 companies for Interest Coverage. This puts Cuscapi Bhd in the upper half of its industry. The industry median Interest Coverage is 24.62. Cuscapi Bhd's value of 59.70 is 142.5% above this benchmark. Historically, Cuscapi Bhd's own Interest Coverage has ranged from 30.96 to 10,000.00 over the past decade. While the company's 10-year median is 79.99 vs. the industry median of 24.62, Cuscapi Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cuscapi Bhd's current Interest Coverage of 59.70 is 142.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cuscapi Bhd and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cuscapi Bhd's current Interest Coverage is 59.70, which is 25% below median its own 10-year median of 79.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuscapi Bhd stock overvalued right now?
Based on GuruFocus' analysis, Cuscapi Bhd (XKLS:0051) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.80, compared to a current price of RM0.10 — trading 88.1% below its estimated fair value. The current Interest Coverage is 59.70, which is 25% below median its 10-year median of 79.99 and 142.5% above the Software industry median of 24.62. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cuscapi Bhd (XKLS:0051), the current Interest Coverage is 59.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cuscapi Bhd Business Description

Address No. 8, Jalan Damansara, Level 27 & 28, Block N, Empire City Damansara, PJU 8, Petaling Jaya, SGR, MYS, 47820
Cuscapi Bhd is an investment holding company and its subsidiaries are mainly engaged in software development, project management, business and IT-related consultancy services, restaurant management and business management solutions, remedial services for restaurant management hardware and related software implementation and support services, interactive device solutions, provision of a call center for outsourcing services, operating a cryptocurrency exchange in the Philippines, investment holding activities, computer programming, information services, and other computer-related activities including data processing, leasing, and related services.