Daythree Digital Bhd (XKLS:0281) Effective Interest Rate on Debt %: 4.42% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:0281 Daythree Digital Bhd XKLS:0281
57 GF Score
Price RM0.12
GF Value RM0.22
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Daythree Digital Bhd Effective Interest Rate on Debt %?

Daythree Digital Bhd XKLS:0281 57 Effective Interest Rate on Debt % is 4.42% as of Mar. 2026. GuruFocus rates XKLS:0281 with a GF Score™ of 57/100 and a GF Value™ of RM0.22 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Daythree Digital Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM0.89 Mil. Daythree Digital Bhd's average total debt for the quarter that ended in Mar. 2026 was RM20.20 Mil. Therefore, Daythree Digital Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.42%.


Daythree Digital Bhd  (XKLS:0281) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Daythree Digital Bhd Effective Interest Rate on Debt % Related Terms


Daythree Digital Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Daythree Digital Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daythree Digital Bhd Effective Interest Rate on Debt % Chart

Daythree Digital Bhd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.83 3.55 5.06 4.78 4.72

Daythree Digital Bhd Quarterly Data
Dec19 Dec20 Dec21 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.69 5.04 5.22 4.40 4.42

XKLS:0281 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Daythree Digital Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daythree Digital Bhd Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Daythree Digital Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Daythree Digital Bhd's Effective Interest Rate on Debt % falls into.


XKLS:0281
57GF Score
Daythree Digital Bhd XKLS:0281
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daythree Digital Bhd Effective Interest Rate on Debt % Calculation

Daythree Digital Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.991/( (17.602+24.363)/ 2 )
=-1  *  -0.991/20.9825
=4.72 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.572 + 3.03
=17.602

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.542 + 10.821
=24.363

Daythree Digital Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.892/( (24.363+16.04)/ 2 )
=-1  *  -0.892/20.2015
=4.42 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.542 + 10.821
=24.363

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.845 + 3.195
=16.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.42% mean?
Daythree Digital Bhd (XKLS:0281) has a Effective Interest Rate on Debt % of 4.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Daythree Digital Bhd and its competitors.
Is Daythree Digital Bhd's Effective Interest Rate on Debt % too high?
Daythree Digital Bhd's current Effective Interest Rate on Debt % is 4.42%. Overall, Daythree Digital Bhd has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Daythree Digital Bhd's Effective Interest Rate on Debt % compare to IBM and ACN?
Daythree Digital Bhd's Effective Interest Rate on Debt % of 4.42% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Daythree Digital Bhd and its competitors. Daythree Digital Bhd's current Effective Interest Rate on Debt % is 4.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daythree Digital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Daythree Digital Bhd (XKLS:0281) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.22, compared to a current price of RM0.12 — trading 47.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.42%. Daythree Digital Bhd's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Daythree Digital Bhd (XKLS:0281), the current Effective Interest Rate on Debt % is 4.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daythree Digital Bhd (XKLS:0281) Overvalued in 2026?

Based on GuruFocus' analysis, Daythree Digital Bhd stock appears to be undervalued. The current stock price of RM0.12 is trading 47.7% below its estimated GF Value™ of RM0.22. GuruFocus considers Daythree Digital Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:0281:

  • Effective Interest Rate on Debt %: 4.42%
  • GF Value™: RM0.22 vs. price of RM0.12 (47.7% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the XKLS:0281 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daythree Digital Bhd Business Description

Address No. 1, Jalan Pengaturcara U1/51A, Level 3A, Tower 3A, UOA Business Park, Seksyen U1, Shah Alam, SGR, MYS, 40150
Daythree Digital Bhd is principally an investment holding company. Through its subsidiaries, the company provides GBS service focusing on CX lifecycle management services enabled by in-house developed digital tools. The services provided by the company include Customer experience management, Business intelligence, Robotic process automation, Customer retention management, Customer relationship management and others. Geographically, the company operates solely in Malaysia.
57GF Score

Get the complete analysis for XKLS:0281

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.12
Price
RM0.22
GF Value