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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fima Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM1.2 Mil. Fima Bhd's average total debt for the quarter that ended in Mar. 2026 was RM88.3 Mil. Therefore, Fima Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.34%.
Fima Bhd (XKLS:3107) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Fima Bhd Effective Interest Rate on Debt % Related Terms
Fima Bhd Effective Interest Rate on Debt % Historical Data
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The historical data trend for Fima Bhd's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:3107 vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison
For the Specialty Business Services subindustry, Fima Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fima Bhd Effective Interest Rate on Debt % vs Business Services Industry
For the Business Services industry and Industrials sector, Fima Bhd's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Fima Bhd's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 1.34% mean?
Fima Bhd (XKLS:3107) has a Effective Interest Rate on Debt % of 1.34% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fima Bhd and its competitors.
Is Fima Bhd's Effective Interest Rate on Debt % too high?
Fima Bhd's current Effective Interest Rate on Debt % is 1.34%. Overall, Fima Bhd has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fima Bhd's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Fima Bhd's Effective Interest Rate on Debt % of 1.34% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fima Bhd and its competitors. Fima Bhd's current Effective Interest Rate on Debt % is 1.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fima Bhd stock overvalued right now?
Based on GuruFocus' analysis, Fima Bhd (XKLS:3107) is currently considered Modestly Overvalued. The stock's GF Value™ is RM1.45, compared to a current price of RM1.66 — trading 14.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.34%. Fima Bhd's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Fima Bhd (XKLS:3107), the current Effective Interest Rate on Debt % is 1.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fima Bhd (XKLS:3107) Overvalued in 2026?
Based on GuruFocus' analysis, Fima Bhd stock appears to be overvalued.
The current stock price of RM1.66 is trading 14.5% above its estimated GF Value™ of RM1.45.
GuruFocus considers Fima Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:3107:
Effective Interest Rate on Debt %: 1.34%
GF Value™: RM1.45 vs. price of RM1.66 (14.5% above fair value)
No single metric tells the full story. See the XKLS:3107 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fima Corp Bhd is a Malaysia-based investment holding company. It operates through three business segments, namely Production and Trading, Plantation, Investment Holding, and Property Management. The Production and trading segment, which is the key revenue generator, is involved in the production and trading of security and confidential documents. The plantation segment comprises oil palm production and processing activities. Its Investment holding and property management segment consists of investment holding, rental, and management of commercial properties. The company's geographical segments comprise Malaysia and Indonesia, out of which the majority of the revenue comes from Malaysia.
59GF Score
Get the complete analysis for XKLS:3107
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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