Naim Holdings Bhd (XKLS:5073) Effective Interest Rate on Debt %: 5.77% (As of Mar. 2026)

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XKLS:5073 Naim Holdings Bhd XKLS:5073
34 GF Score
Price RM0.81
GF Value RM0.42
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Naim Holdings Bhd Effective Interest Rate on Debt %?

Naim Holdings Bhd XKLS:5073 +5.88% 34 Effective Interest Rate on Debt % is 5.77% as of Mar. 2026. GuruFocus rates XKLS:5073 with a GF Score™ of 34/100 and a GF Value™ of RM0.42 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Naim Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM4.4 Mil. Naim Holdings Bhd's average total debt for the quarter that ended in Mar. 2026 was RM75.9 Mil. Therefore, Naim Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.77%.


Naim Holdings Bhd  (XKLS:5073) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Naim Holdings Bhd Effective Interest Rate on Debt % Related Terms


Naim Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Naim Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naim Holdings Bhd Effective Interest Rate on Debt % Chart

Naim Holdings Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.17 4.30 5.11 5.56 5.42

Naim Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.59 5.45 6.01 5.70 5.77

XKLS:5073 vs PWR, FIX, EME: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Naim Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naim Holdings Bhd Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Naim Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Naim Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:5073
34GF Score
Naim Holdings Bhd XKLS:5073
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Naim Holdings Bhd Effective Interest Rate on Debt % Calculation

Naim Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.768/( (99.182+76.721)/ 2 )
=-1  *  -4.768/87.9515
=5.42 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.721 + 77.461
=99.182

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.35 + 61.371
=76.721

Naim Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.38/( (76.721+75.075)/ 2 )
=-1  *  -4.38/75.898
=5.77 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.35 + 61.371
=76.721

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.269 + 60.806
=75.075

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.77% mean?
Naim Holdings Bhd (XKLS:5073) has a Effective Interest Rate on Debt % of 5.77% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naim Holdings Bhd and its competitors.
Is Naim Holdings Bhd's Effective Interest Rate on Debt % too high?
Naim Holdings Bhd's current Effective Interest Rate on Debt % is 5.77%. Overall, Naim Holdings Bhd has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naim Holdings Bhd's Effective Interest Rate on Debt % compare to PWR and FIX?
Naim Holdings Bhd's Effective Interest Rate on Debt % of 5.77% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Naim Holdings Bhd and its competitors. Naim Holdings Bhd's current Effective Interest Rate on Debt % is 5.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naim Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Naim Holdings Bhd (XKLS:5073) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.42, compared to a current price of RM0.81 — trading 92.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.77%. Naim Holdings Bhd's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Naim Holdings Bhd (XKLS:5073), the current Effective Interest Rate on Debt % is 5.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naim Holdings Bhd (XKLS:5073) Overvalued in 2026?

Based on GuruFocus' analysis, Naim Holdings Bhd stock appears to be overvalued. The current stock price of RM0.81 is trading 92.9% above its estimated GF Value™ of RM0.42. GuruFocus considers Naim Holdings Bhd to be Significantly Overvalued.

Key valuation signals for XKLS:5073:

  • Effective Interest Rate on Debt %: 5.77%
  • GF Value™: RM0.42 vs. price of RM0.81 (92.9% above fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5073 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naim Holdings Bhd Business Description

Address 2 1/2 Mile, Rock Road, 9th Floor, Wisma Naim, Kuching, SWK, MYS, 93200
Naim Holdings Bhd is an investment holding company engaged in property developments, construction, civil engineering, infrastructure projects, and oil and gas services. It operates in three reportable segments. The property development segment includes the development and construction of residential and commercial properties and the sale of vacant land. The Construction segment includes the construction of buildings, roads, bridges, and other infrastructures and engineering works, including oil and gas-related construction projects, and Other segments include the manufacture and sale of buildings and construction materials, property investment, and quarry operation. It generates maximum revenue from the Construction segment. The Group is mainly domiciled in Malaysia.
34GF Score

Get the complete analysis for XKLS:5073

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.81
Price
RM0.42
GF Value