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Naim Holdings BhdXKLS:5073 33 Debt-to-EBITDA is 3.39 as of Mar. 2026, which is 29% above its 10-year median of 2.63. GuruFocus rates XKLS:5073 with a GF Score™ of 33/100 and a GF Value™ of RM0.41 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,405 Construction companies, Naim Holdings Bhd ranks better than 61.07% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Naim Holdings Bhd's Debt-to-EBITDA or its related term are showing as below:
XKLS:5073'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.72 Med: 2.63 Max: 12.97
Current: 1.43
During the past 13 years, the highest Debt-to-EBITDA Ratio of Naim Holdings Bhd was 12.97. The lowest was -5.72. And the median was 2.63.
XKLS:5073's Debt-to-EBITDA is ranked better than 61.07% of 1405
companies
in the Construction industry
Industry Median: 2.14
vs XKLS:5073: 1.43
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Naim Holdings Bhd Debt-to-EBITDA Related Terms
Naim Holdings Bhd Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Naim Holdings Bhd's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:5073 vs PWR, FIX, EME: Debt-to-EBITDA Comparison
For the Engineering & Construction subindustry, Naim Holdings Bhd's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Naim Holdings Bhd Debt-to-EBITDA vs Construction Industry
For the Construction industry and Industrials sector, Naim Holdings Bhd's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Naim Holdings Bhd's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Naim Holdings Bhd (XKLS:5073) has a Debt-to-EBITDA of 3.39 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naim Holdings Bhd. This is 29% above median its historical median of 2.63. According to the industry distribution chart, Naim Holdings Bhd ranks #547 out of 1405 companies in the Construction industry, placing it in the top 38.9%.
Is Naim Holdings Bhd's Debt-to-EBITDA too high?
Naim Holdings Bhd's current Debt-to-EBITDA of 3.39 is 29% above median its 10-year median of 2.63. The Construction industry median Debt-to-EBITDA is 2.14. Naim Holdings Bhd's value of 3.39 is 58.4% above this industry median. Based on the distribution chart, Naim Holdings Bhd ranks #547 out of 1405 companies in the Construction industry, which is above the industry midpoint. Overall, Naim Holdings Bhd has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Naim Holdings Bhd's Debt-to-EBITDA compare to PWR and FIX?
According to the Construction industry distribution chart, Naim Holdings Bhd ranks #547 out of 1405 companies for Debt-to-EBITDA. This puts Naim Holdings Bhd in the upper half of its industry. The industry median Debt-to-EBITDA is 2.14. Naim Holdings Bhd's value of 3.39 is 58.4% above this benchmark. While the company's 10-year median is 2.63 vs. the industry median of 2.14, Naim Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.14, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naim Holdings Bhd's current Debt-to-EBITDA of 3.39 is 58.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naim Holdings Bhd. For the Construction industry, the median Debt-to-EBITDA is 2.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naim Holdings Bhd's current Debt-to-EBITDA is 3.39, which is 29% above median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naim Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Naim Holdings Bhd (XKLS:5073) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.41, compared to a current price of RM0.82 — trading 100% above its estimated fair value. The current Debt-to-EBITDA is 3.39, which is 29% above median its 10-year median of 2.63 and 58.4% above the Construction industry median of 2.14. Naim Holdings Bhd's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Naim Holdings Bhd (XKLS:5073), the current Debt-to-EBITDA is 3.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Naim Holdings Bhd (XKLS:5073) Overvalued in 2026?
Based on GuruFocus' analysis, Naim Holdings Bhd stock appears to be overvalued.
The current stock price of RM0.82 is trading 100% above its estimated GF Value™ of RM0.41.
GuruFocus considers Naim Holdings Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:5073:
Debt-to-EBITDA: 3.39 (29% above median its 10-year median of 2.63)
GF Value™: RM0.41 vs. price of RM0.82 (100% above fair value)
Industry Position: 58.4% above the Construction median (#547 of 1405)
No single metric tells the full story. See the XKLS:5073 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Naim Holdings Bhd is an investment holding company engaged in property developments, construction, civil engineering, infrastructure projects, and oil and gas services. It operates in three reportable segments. The property development segment includes the development and construction of residential and commercial properties and the sale of vacant land. The Construction segment includes the construction of buildings, roads, bridges, and other infrastructures and engineering works, including oil and gas-related construction projects, and Other segments include the manufacture and sale of buildings and construction materials, property investment, and quarry operation. It generates maximum revenue from the Construction segment. The Group is mainly domiciled in Malaysia.
33GF Score
Get the complete analysis for XKLS:5073
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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