Chin Hin Group Bhd (XKLS:5273) Effective Interest Rate on Debt %: 5.55% (As of Mar. 2026)

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XKLS:5273 Chin Hin Group Bhd XKLS:5273
73 GF Score
Price RM2.10
GF Value RM3.65
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Chin Hin Group Bhd Effective Interest Rate on Debt %?

Chin Hin Group Bhd XKLS:5273 73 Effective Interest Rate on Debt % is 5.55% as of Mar. 2026. GuruFocus rates XKLS:5273 with a GF Score™ of 73/100 and a GF Value™ of RM3.65 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chin Hin Group Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM89 Mil. Chin Hin Group Bhd's average total debt for the quarter that ended in Mar. 2026 was RM1,605 Mil. Therefore, Chin Hin Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.55%.


Chin Hin Group Bhd  (XKLS:5273) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Chin Hin Group Bhd Effective Interest Rate on Debt % Related Terms


Chin Hin Group Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Chin Hin Group Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chin Hin Group Bhd Effective Interest Rate on Debt % Chart

Chin Hin Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.01 3.51 4.03 5.65 6.12

Chin Hin Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.87 5.38 5.87 5.85 5.55

XKLS:5273 vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison

For the Building Materials subindustry, Chin Hin Group Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chin Hin Group Bhd Effective Interest Rate on Debt % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Chin Hin Group Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chin Hin Group Bhd's Effective Interest Rate on Debt % falls into.


XKLS:5273
73GF Score
Chin Hin Group Bhd XKLS:5273
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chin Hin Group Bhd Effective Interest Rate on Debt % Calculation

Chin Hin Group Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -98.904/( (1657.75+1574.696)/ 2 )
=-1  *  -98.904/1616.223
=6.12 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=605.147 + 1052.603
=1657.75

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=545.317 + 1029.379
=1574.696

Chin Hin Group Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -89.06/( (1574.696+1635.161)/ 2 )
=-1  *  -89.06/1604.9285
=5.55 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=545.317 + 1029.379
=1574.696

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=529.209 + 1105.952
=1635.161

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.55% mean?
Chin Hin Group Bhd (XKLS:5273) has a Effective Interest Rate on Debt % of 5.55% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chin Hin Group Bhd and its competitors.
Is Chin Hin Group Bhd's Effective Interest Rate on Debt % too high?
Chin Hin Group Bhd's current Effective Interest Rate on Debt % is 5.55%. Overall, Chin Hin Group Bhd has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chin Hin Group Bhd's Effective Interest Rate on Debt % compare to CRH and VMC?
Chin Hin Group Bhd's Effective Interest Rate on Debt % of 5.55% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chin Hin Group Bhd and its competitors. Chin Hin Group Bhd's current Effective Interest Rate on Debt % is 5.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chin Hin Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Chin Hin Group Bhd (XKLS:5273) is currently considered Significantly Undervalued. The stock's GF Value™ is RM3.65, compared to a current price of RM2.10 — trading 42.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.55%. Chin Hin Group Bhd's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Chin Hin Group Bhd (XKLS:5273), the current Effective Interest Rate on Debt % is 5.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chin Hin Group Bhd (XKLS:5273) Overvalued in 2026?

Based on GuruFocus' analysis, Chin Hin Group Bhd stock appears to be undervalued. The current stock price of RM2.10 is trading 42.5% below its estimated GF Value™ of RM3.65. GuruFocus considers Chin Hin Group Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5273:

  • Effective Interest Rate on Debt %: 5.55%
  • GF Value™: RM3.65 vs. price of RM2.10 (42.5% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5273 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chin Hin Group Bhd Business Description

Address 8th & Stellar No. 1, Jalan Naga Emas, Menara Chin Hin, Level 26-27, Sri Petaling, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 57000
Chin Hin Group Bhd is an integrated builder conglomerate delivering end-to end solutions across Malaysia and the region, from upstream activities such as building materials manufacturing, to downstream activities including construction engineering, property development, and home & living solutions. The company's segments include Investment holding and management services, Building material division, Vehicle division, Kitchen and wardrobe system, Interior fit-out works, Property development division, and Construction division. Geographically the company operates in Malaysia, Singapore, Philippines, Thailand, Taiwan, Sri Lanka, and New Zealand with Majority of the revenue derived from Malaysia.
73GF Score

Get the complete analysis for XKLS:5273

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.10
Price
RM3.65
GF Value