Pensonic Holdings Bhd (XKLS:9997) Effective Interest Rate on Debt %: 4.48% (As of Feb. 2026)

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XKLS:9997 Pensonic Holdings Bhd XKLS:9997
33 GF Score
Price RM0.40
GF Value RM0.46
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Pensonic Holdings Bhd Effective Interest Rate on Debt %?

Pensonic Holdings Bhd XKLS:9997 +1.27% 33 Effective Interest Rate on Debt % is 4.48% as of Feb. 2026. GuruFocus rates XKLS:9997 with a GF Score™ of 33/100 and a GF Value™ of RM0.46 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pensonic Holdings Bhd's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was RM3.7 Mil. Pensonic Holdings Bhd's average total debt for the quarter that ended in Feb. 2026 was RM82.1 Mil. Therefore, Pensonic Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 4.48%.


Pensonic Holdings Bhd  (XKLS:9997) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pensonic Holdings Bhd Effective Interest Rate on Debt % Related Terms


Pensonic Holdings Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pensonic Holdings Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pensonic Holdings Bhd Effective Interest Rate on Debt % Chart

Pensonic Holdings Bhd Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.63 3.51 4.39 5.29 5.12

Pensonic Holdings Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.55 5.27 4.68 5.34 4.48

XKLS:9997 vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Pensonic Holdings Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pensonic Holdings Bhd Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Pensonic Holdings Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pensonic Holdings Bhd's Effective Interest Rate on Debt % falls into.


XKLS:9997
33GF Score
Pensonic Holdings Bhd XKLS:9997
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pensonic Holdings Bhd Effective Interest Rate on Debt % Calculation

Pensonic Holdings Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2024 )+Total Debt  (A: May. 2025 ))/ count )
=-1  *  -3.74/( (63.243+82.74)/ 2 )
=-1  *  -3.74/72.9915
=5.12 %

where

Total Debt  (A: May. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.528 + 40.715
=63.243

Total Debt  (A: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.734 + 63.006
=82.74

Pensonic Holdings Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -3.676/( (80.617+83.594)/ 2 )
=-1  *  -3.676/82.1055
=4.48 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.125 + 61.492
=80.617

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.504 + 65.09
=83.594

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.48% mean?
Pensonic Holdings Bhd (XKLS:9997) has a Effective Interest Rate on Debt % of 4.48% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pensonic Holdings Bhd and its competitors.
Is Pensonic Holdings Bhd's Effective Interest Rate on Debt % too high?
Pensonic Holdings Bhd's current Effective Interest Rate on Debt % is 4.48%. Overall, Pensonic Holdings Bhd has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pensonic Holdings Bhd's Effective Interest Rate on Debt % compare to SN and SGI?
Pensonic Holdings Bhd's Effective Interest Rate on Debt % of 4.48% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pensonic Holdings Bhd and its competitors. Pensonic Holdings Bhd's current Effective Interest Rate on Debt % is 4.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pensonic Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pensonic Holdings Bhd (XKLS:9997) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.46, compared to a current price of RM0.40 — trading 13% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.48%. Pensonic Holdings Bhd's overall GF Score™ is 33/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pensonic Holdings Bhd (XKLS:9997), the current Effective Interest Rate on Debt % is 4.48% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pensonic Holdings Bhd (XKLS:9997) Overvalued in 2026?

Based on GuruFocus' analysis, Pensonic Holdings Bhd stock appears to be undervalued. The current stock price of RM0.40 is trading 13% below its estimated GF Value™ of RM0.46. GuruFocus considers Pensonic Holdings Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:9997:

  • Effective Interest Rate on Debt %: 4.48%
  • GF Value™: RM0.46 vs. price of RM0.40 (13% below fair value)
  • GF Score™: 33/100 with 7 warning signs

No single metric tells the full story. See the XKLS:9997 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pensonic Holdings Bhd Business Description

Address 1165 Lorong Perindustrian Bukit Minyak 16, Taman Perindustrian Bukit Minyak, Simpang Ampat, PNG, MYS, 14100
Pensonic Holdings Bhd is an investment holding company. Through its subsidiaries, it engages in the manufacturing, importing, exporting, distributing, and marketing of electrical home appliances for the domestic and international markets. It operates through the following reportable segments: Manufacturing, Trading, and Others. The Manufacturing segment manufactures, assembles, and sells electrical and electronic appliances. The Trading segment, which derives maximum revenue, sells and distributes electrical and electronic appliances, and the Others segment focuses on investment holding and the provision of management services. Geographically, the group derives its key revenue from Malaysia and the rest from other Asian countries, the Middle East, and other regions.
33GF Score

Get the complete analysis for XKLS:9997

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.40
Price
RM0.46
GF Value