Pensonic Holdings Bhd (XKLS:9997) Interest Coverage: 3.59 (As of Feb. 2026) — 80% Above Median


XKLS:9997 Pensonic Holdings Bhd XKLS:9997
42 GF Score
Price RM0.39
GF Value RM0.46
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Pensonic Holdings Bhd Interest Coverage?

Pensonic Holdings Bhd XKLS:9997 +6.94% 42 Interest Coverage is 3.59 as of Feb. 2026, which is 80% above its 10-year median of 1.99. GuruFocus rates XKLS:9997 with a GF Score™ of 42/100 and a GF Value™ of RM0.46 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 296 Furnishings, Fixtures & Appliances companies, Pensonic Holdings Bhd ranks worse than 94.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pensonic Holdings Bhd's Operating Income for the three months ended in Feb. 2026 was RM3.3 Mil. Pensonic Holdings Bhd's Interest Expense for the three months ended in Feb. 2026 was RM-0.9 Mil. Pensonic Holdings Bhd's interest coverage for the quarter that ended in Feb. 2026 was 3.59. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Pensonic Holdings Bhds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Pensonic Holdings Bhd's Interest Coverage or its related term are showing as below:

XKLS:9997' s Interest Coverage Range Over the Past 10 Years
Min: 0.35   Med: 1.99   Max: 6.31
Current: 0.84


XKLS:9997's Interest Coverage is ranked worse than
94.59% of 296 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 10.955 vs XKLS:9997: 0.84

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pensonic Holdings Bhd  (XKLS:9997) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pensonic Holdings Bhd Interest Coverage Related Terms


Pensonic Holdings Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pensonic Holdings Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pensonic Holdings Bhd Interest Coverage Chart

Pensonic Holdings Bhd Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.31 5.95 0.76 0.00 0.35

Pensonic Holdings Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 0.00 1.69 0.00 3.59

XKLS:9997 vs SN, SGI, MHK: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Pensonic Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pensonic Holdings Bhd Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Pensonic Holdings Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pensonic Holdings Bhd's Interest Coverage falls into.


XKLS:9997
42GF Score
Pensonic Holdings Bhd XKLS:9997
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pensonic Holdings Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pensonic Holdings Bhd's Interest Coverage for the fiscal year that ended in May. 2025 is calculated as

Here, for the fiscal year that ended in May. 2025, Pensonic Holdings Bhd's Interest Expense was RM-3.7 Mil. Its Operating Income was RM1.3 Mil. And its Long-Term Debt & Capital Lease Obligation was RM19.7 Mil.

Interest Coverage=-1* Operating Income (A: May. 2025 )/Interest Expense (A: May. 2025 )
=-1*1.323/-3.74
=0.35

Pensonic Holdings Bhd's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Pensonic Holdings Bhd's Interest Expense was RM-0.9 Mil. Its Operating Income was RM3.3 Mil. And its Long-Term Debt & Capital Lease Obligation was RM18.5 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*3.299/-0.919
=3.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.59 mean?
Pensonic Holdings Bhd (XKLS:9997) has a Interest Coverage of 3.59 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pensonic Holdings Bhd and its competitors. This is 80% above median its historical median of 1.99. Over the past decade, Pensonic Holdings Bhd's Interest Coverage has ranged from 0.35 to 6.31. According to the industry distribution chart, Pensonic Holdings Bhd ranks #280 out of 296 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 94.6%.
Is Pensonic Holdings Bhd's Interest Coverage too high?
Pensonic Holdings Bhd's current Interest Coverage of 3.59 is 80% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 6.31. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 10.96. Pensonic Holdings Bhd's value of 3.59 is 67.2% below this industry median. Based on the distribution chart, Pensonic Holdings Bhd ranks #280 out of 296 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Pensonic Holdings Bhd has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pensonic Holdings Bhd's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Pensonic Holdings Bhd ranks #280 out of 296 companies for Interest Coverage. This places Pensonic Holdings Bhd in the lower half of its industry. The industry median Interest Coverage is 10.96. Pensonic Holdings Bhd's value of 3.59 is 67.2% below this benchmark. Historically, Pensonic Holdings Bhd's own Interest Coverage has ranged from 0.35 to 6.31 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 10.96, Pensonic Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 10.96, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pensonic Holdings Bhd's current Interest Coverage of 3.59 is 67.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pensonic Holdings Bhd and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 10.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pensonic Holdings Bhd's current Interest Coverage is 3.59, which is 80% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pensonic Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pensonic Holdings Bhd (XKLS:9997) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.46, compared to a current price of RM0.39 — trading 16.3% below its estimated fair value. The current Interest Coverage is 3.59, which is 80% above median its 10-year median of 1.99 and 67.2% below the Furnishings, Fixtures & Appliances industry median of 10.96. Pensonic Holdings Bhd's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pensonic Holdings Bhd (XKLS:9997), the current Interest Coverage is 3.59 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pensonic Holdings Bhd (XKLS:9997) Overvalued in 2026?

Based on GuruFocus' analysis, Pensonic Holdings Bhd stock appears to be undervalued. The current stock price of RM0.39 is trading 16.3% below its estimated GF Value™ of RM0.46. GuruFocus considers Pensonic Holdings Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:9997:

  • Interest Coverage: 3.59 (80% above median its 10-year median of 1.99)
  • GF Value™: RM0.46 vs. price of RM0.39 (16.3% below fair value)
  • GF Score™: 42/100 with 7 warning signs
  • Industry Position: 67.2% below the Furnishings, Fixtures & Appliances median (#280 of 296)

No single metric tells the full story. See the XKLS:9997 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pensonic Holdings Bhd Business Description

Address 1165 Lorong Perindustrian Bukit Minyak 16, Taman Perindustrian Bukit Minyak, Simpang Ampat, PNG, MYS, 14100
Pensonic Holdings Bhd is an investment holding company. Through its subsidiaries, it engages in the manufacturing, importing, exporting, distributing, and marketing of electrical home appliances for the domestic and international markets. It operates through the following reportable segments: Manufacturing, Trading, and Others. The Manufacturing segment manufactures, assembles, and sells electrical and electronic appliances. The Trading segment, which derives maximum revenue, sells and distributes electrical and electronic appliances, and the Others segment focuses on investment holding and the provision of management services. Geographically, the group derives its key revenue from Malaysia and the rest from other Asian countries, the Middle East, and other regions.
42GF Score

Get the complete analysis for XKLS:9997

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.39
Price
RM0.46
GF Value