Toyota Caetano Portugal (XLIS:SCT) Effective Interest Rate on Debt %: 6.72% (As of Dec. 2025)

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XLIS:SCT Toyota Caetano Portugal SA XLIS:SCT
100 GF Score
Price €7.10
GF Value €6.78
Valuation Fairly Valued
! 3 Warning Signs
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What is Toyota Caetano Portugal Effective Interest Rate on Debt %?

Toyota Caetano Portugal XLIS:SCT 100 Effective Interest Rate on Debt % is 6.72% as of Dec. 2025. GuruFocus rates XLIS:SCT with a GF Score™ of 100/100 and a GF Value™ of €6.78 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Toyota Caetano Portugal's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €6.3 Mil. Toyota Caetano Portugal's average total debt for the quarter that ended in Dec. 2025 was €94.1 Mil. Therefore, Toyota Caetano Portugal's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.72%.


Toyota Caetano Portugal  (XLIS:SCT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Toyota Caetano Portugal Effective Interest Rate on Debt % Related Terms


Toyota Caetano Portugal Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Toyota Caetano Portugal's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toyota Caetano Portugal Effective Interest Rate on Debt % Chart

Toyota Caetano Portugal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.41 3.32 6.04 7.54 7.32

Toyota Caetano Portugal Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.10 6.41 9.14 7.07 6.72

XLIS:SCT vs TSLA, GM, F: Effective Interest Rate on Debt % Comparison

For the Auto Manufacturers subindustry, Toyota Caetano Portugal's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toyota Caetano Portugal Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Toyota Caetano Portugal's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Toyota Caetano Portugal's Effective Interest Rate on Debt % falls into.


XLIS:SCT
100GF Score
Toyota Caetano Portugal SA XLIS:SCT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Toyota Caetano Portugal Effective Interest Rate on Debt % Calculation

Toyota Caetano Portugal's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.183/( (75.877+93.102)/ 2 )
=-1  *  -6.183/84.4895
=7.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=47.545 + 28.332
=75.877

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.877 + 43.225
=93.102

Toyota Caetano Portugal's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -6.326/( (95.102+93.102)/ 2 )
=-1  *  -6.326/94.102
=6.72 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=50.098 + 45.004
=95.102

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.877 + 43.225
=93.102

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.72% mean?
Toyota Caetano Portugal (XLIS:SCT) has a Effective Interest Rate on Debt % of 6.72% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toyota Caetano Portugal and its competitors.
Is Toyota Caetano Portugal's Effective Interest Rate on Debt % too high?
Toyota Caetano Portugal's current Effective Interest Rate on Debt % is 6.72%. Overall, Toyota Caetano Portugal has a GF Score™ of 100/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Toyota Caetano Portugal's Effective Interest Rate on Debt % compare to TSLA and GM?
Toyota Caetano Portugal's Effective Interest Rate on Debt % of 6.72% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toyota Caetano Portugal and its competitors. Toyota Caetano Portugal's current Effective Interest Rate on Debt % is 6.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toyota Caetano Portugal stock overvalued right now?
Based on GuruFocus' analysis, Toyota Caetano Portugal (XLIS:SCT) is currently considered Fairly Valued. The stock's GF Value™ is €6.78, compared to a current price of €7.10 — trading 4.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.72%. Toyota Caetano Portugal's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Toyota Caetano Portugal (XLIS:SCT), the current Effective Interest Rate on Debt % is 6.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toyota Caetano Portugal (XLIS:SCT) Overvalued in 2026?

Based on GuruFocus' analysis, Toyota Caetano Portugal stock appears to be overvalued. The current stock price of €7.10 is trading 4.7% above its estimated GF Value™ of €6.78. GuruFocus considers Toyota Caetano Portugal to be Fairly Valued.

Key valuation signals for XLIS:SCT:

  • Effective Interest Rate on Debt %: 6.72%
  • GF Value™: €6.78 vs. price of €7.10 (4.7% above fair value)
  • GF Score™: 100/100 with 3 warning signs

No single metric tells the full story. See the XLIS:SCT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toyota Caetano Portugal Business Description

Address Avenida Vasco da Gama, No. 1410, Vila Nova de Gaia, PRT, 4431-956
Toyota Caetano Portugal SA is a Portugal-based company involved in the automotive industry. The business activity of the group includes the import, assembly, and commercialization of light and heavy vehicles, and the import and sale of industrial equipment. In addition, it also provides technical after-sales services. Its reportable segments are; Vehicles which derives key revenue, Industrial equipment, and others. The company distributes its products under the Toyota and Lexus brand names. Geographically its business presence is seen across the region of Portugal, Germany, the United Kingdom, and Others.
100GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.10
Price
€6.78
GF Value