Facephi Biometria (XMAD:FACE) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Facephi Biometria Effective Interest Rate on Debt % Related Terms
Facephi Biometria Effective Interest Rate on Debt % Historical Data
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The historical data trend for Facephi Biometria's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Facephi Biometria Effective Interest Rate on Debt % Chart
XMAD:FACE vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Facephi Biometria's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Facephi Biometria Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Facephi Biometria's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Facephi Biometria's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 12.69% mean?
Facephi Biometria (XMAD:FACE) has a Effective Interest Rate on Debt % of 12.69% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Facephi Biometria and its competitors.
Is Facephi Biometria's Effective Interest Rate on Debt % too high?
Facephi Biometria's current Effective Interest Rate on Debt % is 12.69%. Overall, Facephi Biometria has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Facephi Biometria's Effective Interest Rate on Debt % compare to UBER and SHOP?
Facephi Biometria's Effective Interest Rate on Debt % of 12.69% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Facephi Biometria and its competitors. Facephi Biometria's current Effective Interest Rate on Debt % is 12.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Facephi Biometria stock overvalued right now?
Based on GuruFocus' analysis, Facephi Biometria (XMAD:FACE) is currently considered Possible Value Trap. The stock's GF Value™ is €2.94, compared to a current price of €1.85 — trading 37.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.69%. Facephi Biometria's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Facephi Biometria (XMAD:FACE), the current Effective Interest Rate on Debt % is 12.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Facephi Biometria (XMAD:FACE) Overvalued in 2026?
Based on GuruFocus' analysis, Facephi Biometria stock appears to be undervalued.
The current stock price of €1.85 is trading 37.1% below its estimated GF Value™ of €2.94.
GuruFocus considers Facephi Biometria to be Possible Value Trap.
Key valuation signals for XMAD:FACE:
Effective Interest Rate on Debt %: 12.69%
GF Value™: €2.94 vs. price of €1.85 (37.1% below fair value)
No single metric tells the full story. See the XMAD:FACE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Facephi Biometria SA is a technology company specializing in digital identity verification, fraud prevention, and regulatory compliance solutions. It delivers an AI/ML-powered Identity & Anti-Fraud platform that provides a comprehensive 360-degree end-to-end approach to digital protection. It develops solutions that make digital processes safer, more accessible, and fraud-free. Its technologies help prevent identity theft while ensuring the ethical management and protection of personal data. Geographically, it operates in Spain and the rest of Countries with the majority of the revenue from the rest of Countries.
71GF Score
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