Facephi BiometriaXMAD:FACE -1.52%70 Return-on-Tangible-Equity is 188.91% as of Dec. 2025, which is 3771% above its 10-year median of 4.88. GuruFocus rates XMAD:FACE with a GF Score™ of 70/100 and a GF Value™ of €2.92 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,470 Software companies, Facephi Biometria ranks worse than 56.15% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Facephi Biometria's annualized net income for the quarter that ended in Dec. 2025 was €11.26 Mil. Facephi Biometria's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €5.96 Mil. Therefore, Facephi Biometria's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 188.91%.
The historical rank and industry rank for Facephi Biometria's Return-on-Tangible-Equity or its related term are showing as below:
XMAD:FACE'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -113.94 Med: 4.88 Max: 793.48
Current: 5.72
During the past 13 years, Facephi Biometria's highest Return-on-Tangible-Equity was 793.48%. The lowest was -113.94%. And the median was 4.88%.
XMAD:FACE's Return-on-Tangible-Equity is ranked worse than 56.15% of 2470
companies
in the Software industry
Industry Median: 8.775
vs XMAD:FACE: 5.72
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Facephi Biometria Return-on-Tangible-Equity Related Terms
Facephi Biometria Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Facephi Biometria's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:FACE vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, Facephi Biometria's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Facephi Biometria Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Facephi Biometria's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Facephi Biometria's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 188.91% mean?
Facephi Biometria (XMAD:FACE) has a Return-on-Tangible-Equity of 188.91% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Facephi Biometria and its competitors. This is 3771% above median its historical median of 4.88. According to the industry distribution chart, Facephi Biometria ranks #1387 out of 2470 companies in the Software industry, placing it in the top 56.2%.
Is Facephi Biometria's Return-on-Tangible-Equity too high?
Facephi Biometria's current Return-on-Tangible-Equity of 188.91% is 3771% above median its 10-year median of 4.88. The Software industry median Return-on-Tangible-Equity is 8.78. Facephi Biometria's value of 188.91% is 2052.8% above this industry median. Based on the distribution chart, Facephi Biometria ranks #1387 out of 2470 companies in the Software industry, which is below the industry midpoint. Overall, Facephi Biometria has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Facephi Biometria's Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Facephi Biometria ranks #1387 out of 2470 companies for Return-on-Tangible-Equity. This places Facephi Biometria in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.78. Facephi Biometria's value of 188.91% is 2052.8% above this benchmark. While the company's 10-year median is 4.88 vs. the industry median of 8.78, Facephi Biometria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.78, based on 2,470 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Facephi Biometria's current Return-on-Tangible-Equity of 188.91% is 2052.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Facephi Biometria and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Facephi Biometria's current Return-on-Tangible-Equity is 188.91%, which is 3771% above median its own 10-year median of 4.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Facephi Biometria stock overvalued right now?
Based on GuruFocus' analysis, Facephi Biometria (XMAD:FACE) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.92, compared to a current price of €1.95 — trading 33.2% below its estimated fair value. The current Return-on-Tangible-Equity is 188.91%, which is 3771% above median its 10-year median of 4.88 and 2052.8% above the Software industry median of 8.78. Facephi Biometria's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Facephi Biometria (XMAD:FACE), the current Return-on-Tangible-Equity is 188.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Facephi Biometria (XMAD:FACE) Overvalued in 2026?
Based on GuruFocus' analysis, Facephi Biometria stock appears to be undervalued.
The current stock price of €1.95 is trading 33.2% below its estimated GF Value™ of €2.92.
GuruFocus considers Facephi Biometria to be Significantly Undervalued.
Key valuation signals for XMAD:FACE:
Return-on-Tangible-Equity: 188.91% (3771% above median its 10-year median of 4.88)
GF Value™: €2.92 vs. price of €1.95 (33.2% below fair value)
Industry Position: 2052.8% above the Software median (#1387 of 2470)
No single metric tells the full story. See the XMAD:FACE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Facephi Biometria SA is a technology company specializing in digital identity verification, fraud prevention, and regulatory compliance solutions. It delivers an AI/ML-powered Identity & Anti-Fraud platform that provides a comprehensive 360-degree end-to-end approach to digital protection. It develops solutions that make digital processes safer, more accessible, and fraud-free. Its technologies help prevent identity theft while ensuring the ethical management and protection of personal data. Geographically, it operates in Spain and the rest of Countries with the majority of the revenue from the rest of Countries.
70GF Score
Get the complete analysis for XMAD:FACE
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAD:FACE has been successfully added to your 
