Fidere Patrimonio Socimi (XMAD:YFID) Effective Interest Rate on Debt %: 5.65% (As of Dec. 2025)

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XMAD:YFID Fidere Patrimonio Socimi SA XMAD:YFID
68 GF Score
Price €40.00
GF Value €49.16
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Fidere Patrimonio Socimi Effective Interest Rate on Debt %?

Fidere Patrimonio Socimi XMAD:YFID 68 Effective Interest Rate on Debt % is 5.65% as of Dec. 2025. GuruFocus rates XMAD:YFID with a GF Score™ of 68/100 and a GF Value™ of €49.16 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fidere Patrimonio Socimi's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €26.87 Mil. Fidere Patrimonio Socimi's average total debt for the quarter that ended in Dec. 2025 was €475.81 Mil. Therefore, Fidere Patrimonio Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.65%.


Fidere Patrimonio Socimi  (XMAD:YFID) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Fidere Patrimonio Socimi Effective Interest Rate on Debt % Related Terms


Fidere Patrimonio Socimi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Fidere Patrimonio Socimi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fidere Patrimonio Socimi Effective Interest Rate on Debt % Chart

Fidere Patrimonio Socimi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.72 2.94 5.15 5.69 5.65

Fidere Patrimonio Socimi Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 2.72 2.94 5.15 5.69 5.65

XMAD:YFID vs AVB, EQR, ESS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Fidere Patrimonio Socimi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fidere Patrimonio Socimi Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Fidere Patrimonio Socimi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Fidere Patrimonio Socimi's Effective Interest Rate on Debt % falls into.


XMAD:YFID
68GF Score
Fidere Patrimonio Socimi SA XMAD:YFID
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fidere Patrimonio Socimi Effective Interest Rate on Debt % Calculation

Fidere Patrimonio Socimi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -26.866/( (516.646+434.966)/ 2 )
=-1  *  -26.866/475.806
=5.65 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=506.273 + 10.373
=516.646

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=429.732 + 5.234
=434.966

Fidere Patrimonio Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -26.866/( (516.646+434.966)/ 2 )
=-1  *  -26.866/475.806
=5.65 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=506.273 + 10.373
=516.646

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=429.732 + 5.234
=434.966

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.65% mean?
Fidere Patrimonio Socimi (XMAD:YFID) has a Effective Interest Rate on Debt % of 5.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fidere Patrimonio Socimi and its competitors.
Is Fidere Patrimonio Socimi's Effective Interest Rate on Debt % too high?
Fidere Patrimonio Socimi's current Effective Interest Rate on Debt % is 5.65%. Overall, Fidere Patrimonio Socimi has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fidere Patrimonio Socimi's Effective Interest Rate on Debt % compare to AVB and EQR?
Fidere Patrimonio Socimi's Effective Interest Rate on Debt % of 5.65% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fidere Patrimonio Socimi and its competitors. Fidere Patrimonio Socimi's current Effective Interest Rate on Debt % is 5.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidere Patrimonio Socimi stock overvalued right now?
Based on GuruFocus' analysis, Fidere Patrimonio Socimi (XMAD:YFID) is currently considered Modestly Undervalued. The stock's GF Value™ is €49.16, compared to a current price of €40.00 — trading 18.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.65%. Fidere Patrimonio Socimi's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Fidere Patrimonio Socimi (XMAD:YFID), the current Effective Interest Rate on Debt % is 5.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fidere Patrimonio Socimi (XMAD:YFID) Overvalued in 2026?

Based on GuruFocus' analysis, Fidere Patrimonio Socimi stock appears to be undervalued. The current stock price of €40.00 is trading 18.6% below its estimated GF Value™ of €49.16. GuruFocus considers Fidere Patrimonio Socimi to be Modestly Undervalued.

Key valuation signals for XMAD:YFID:

  • Effective Interest Rate on Debt %: 5.65%
  • GF Value™: €49.16 vs. price of €40.00 (18.6% below fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the XMAD:YFID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fidere Patrimonio Socimi Business Description

Industry Real EstateREITs
Address C/Santiago de Compostela 94, 3rd floor, Madrid, ESP, 28035
Fidere Patrimonio Socimi SA is a real estate investment company. It is focused on the acquisition, leasing and management of residential properties in Spain.
68GF Score

Get the complete analysis for XMAD:YFID

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.00
Price
€49.16
GF Value