Home Capital Rentals Socimi (XMAD:YHCR) Effective Interest Rate on Debt %: 3.21% (As of Dec. 2025)

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XMAD:YHCR Home Capital Rentals Socimi SA XMAD:YHCR
56 GF Score
Price €6.20
GF Value €11.49
Valuation Possible Value Trap
! 6 Warning Signs
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What is Home Capital Rentals Socimi Effective Interest Rate on Debt %?

Home Capital Rentals Socimi XMAD:YHCR 56 Effective Interest Rate on Debt % is 3.21% as of Dec. 2025. GuruFocus rates XMAD:YHCR with a GF Score™ of 56/100 and a GF Value™ of €11.49 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Home Capital Rentals Socimi's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.87 Mil. Home Capital Rentals Socimi's average total debt for the quarter that ended in Dec. 2025 was €27.20 Mil. Therefore, Home Capital Rentals Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.21%.


Home Capital Rentals Socimi  (XMAD:YHCR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Home Capital Rentals Socimi Effective Interest Rate on Debt % Related Terms


Home Capital Rentals Socimi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Home Capital Rentals Socimi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Capital Rentals Socimi Effective Interest Rate on Debt % Chart

Home Capital Rentals Socimi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.77 2.77 5.15 3.24 3.26

Home Capital Rentals Socimi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.66 4.04 2.87 3.35 3.21

XMAD:YHCR vs AVB, EQR, ESS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Home Capital Rentals Socimi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Capital Rentals Socimi Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Home Capital Rentals Socimi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Home Capital Rentals Socimi's Effective Interest Rate on Debt % falls into.


XMAD:YHCR
56GF Score
Home Capital Rentals Socimi SA XMAD:YHCR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Capital Rentals Socimi Effective Interest Rate on Debt % Calculation

Home Capital Rentals Socimi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.901/( (28.091+27.235)/ 2 )
=-1  *  -0.901/27.663
=3.26 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.303 + 2.788
=28.091

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.913 + 1.322
=27.235

Home Capital Rentals Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.874/( (27.173+27.235)/ 2 )
=-1  *  -0.874/27.204
=3.21 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.37 + 0.803
=27.173

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.913 + 1.322
=27.235

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.21% mean?
Home Capital Rentals Socimi (XMAD:YHCR) has a Effective Interest Rate on Debt % of 3.21% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Home Capital Rentals Socimi and its competitors.
Is Home Capital Rentals Socimi's Effective Interest Rate on Debt % too high?
Home Capital Rentals Socimi's current Effective Interest Rate on Debt % is 3.21%. Overall, Home Capital Rentals Socimi has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Home Capital Rentals Socimi's Effective Interest Rate on Debt % compare to AVB and EQR?
Home Capital Rentals Socimi's Effective Interest Rate on Debt % of 3.21% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Home Capital Rentals Socimi and its competitors. Home Capital Rentals Socimi's current Effective Interest Rate on Debt % is 3.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Capital Rentals Socimi stock overvalued right now?
Based on GuruFocus' analysis, Home Capital Rentals Socimi (XMAD:YHCR) is currently considered Possible Value Trap. The stock's GF Value™ is €11.49, compared to a current price of €6.20 — trading 46% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.21%. Home Capital Rentals Socimi's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Home Capital Rentals Socimi (XMAD:YHCR), the current Effective Interest Rate on Debt % is 3.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Capital Rentals Socimi (XMAD:YHCR) Overvalued in 2026?

Based on GuruFocus' analysis, Home Capital Rentals Socimi stock appears to be undervalued. The current stock price of €6.20 is trading 46% below its estimated GF Value™ of €11.49. GuruFocus considers Home Capital Rentals Socimi to be Possible Value Trap.

Key valuation signals for XMAD:YHCR:

  • Effective Interest Rate on Debt %: 3.21%
  • GF Value™: €11.49 vs. price of €6.20 (46% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the XMAD:YHCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Capital Rentals Socimi Business Description

Industry Real EstateREITs
Address Calle de Maria de Molina 1, 5th Floor, Madrid, ESP, 28006
Home Capital Rentals Socimi SA is a company dedicated to the acquisition and rehabilitation of residential real estate assets for rental in the corporate market.
56GF Score

Get the complete analysis for XMAD:YHCR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.20
Price
€11.49
GF Value