Home Capital Rentals Socimi (XMAD:YHCR) Beneish M-Score: -2.65 (As of Jul. 04, 2026)


XMAD:YHCR Home Capital Rentals Socimi SA XMAD:YHCR
56 GF Score
Price €6.20
GF Value €11.40
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Home Capital Rentals Socimi Beneish M-Score?

Home Capital Rentals Socimi XMAD:YHCR 56 Beneish M-Score is -2.65 as of Jul. 04, 2026. GuruFocus rates XMAD:YHCR with a GF Score™ of 56/100 and a GF Value™ of €11.40 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 763 REITs companies, Home Capital Rentals Socimi ranks better than 67.23% on this metric.

The zones of discrimination for M-Score is as such:

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Good Sign:

Beneish M-Score -2.65 no higher than -1.78, which implies that the company is unlikely to be a manipulator.

The historical rank and industry rank for Home Capital Rentals Socimi's Beneish M-Score or its related term are showing as below:

XMAD:YHCR' s Beneish M-Score Range Over the Past 10 Years
Min: -2.65   Med: -1.88   Max: -0.64
Current: -2.65

During the past 8 years, the highest Beneish M-Score of Home Capital Rentals Socimi was -0.64. The lowest was -2.65. And the median was -1.88.


Home Capital Rentals Socimi Beneish M-Score Historical Data

* Premium members only.

The historical data trend for Home Capital Rentals Socimi's Beneish M-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Capital Rentals Socimi Beneish M-Score Chart

Home Capital Rentals Socimi Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beneish M-Score
Get a 7-Day Free Trial -1.20 -1.96 -2.62 -1.80 -2.65

Home Capital Rentals Socimi Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beneish M-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.62 0.00 -1.80 0.00 -2.65

XMAD:YHCR vs AVB, EQR, ESS: Beneish M-Score Comparison

For the REIT - Residential subindustry, Home Capital Rentals Socimi's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Capital Rentals Socimi Beneish M-Score vs REITs Industry

For the REITs industry and Real Estate sector, Home Capital Rentals Socimi's Beneish M-Score distribution charts can be found below:

* The bar in red indicates where Home Capital Rentals Socimi's Beneish M-Score falls into.


XMAD:YHCR
56GF Score
Home Capital Rentals Socimi SA XMAD:YHCR
Beneish M-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home Capital Rentals Socimi Beneish M-Score Calculation

The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.

The M-Score Variables:

The M-score of Home Capital Rentals Socimi for today is based on a combination of the following eight different indices:

M=-4.84+0.92 * DSRI+0.528 * GMI+0.404 * AQI+0.892 * SGI+0.115 * DEPI
=-4.84+0.92 * 0.7035+0.528 * 1.0108+0.404 * 1.0523+0.892 * 1.2075+0.115 * 1
-0.172 * SGAI+4.679 * TATA-0.327 * LVGI
-0.172 * 0.9887+4.679 * -0.022178-0.327 * 1.0328
=-2.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec25) TTM:Last Year (Dec24) TTM:
Total Receivables was €0.67 Mil.
Revenue was €3.82 Mil.
Gross Profit was €3.55 Mil.
Total Current Assets was €2.38 Mil.
Total Assets was €66.96 Mil.
Property, Plant and Equipment(Net PPE) was €0.00 Mil.
Depreciation, Depletion and Amortization(DDA) was €1.01 Mil.
Selling, General, & Admin. Expense(SGA) was €1.69 Mil.
Total Current Liabilities was €2.12 Mil.
Long-Term Debt & Capital Lease Obligation was €25.91 Mil.
Net Income was €-1.18 Mil.
Gross Profit was €0.00 Mil.
Cash Flow from Operations was €0.31 Mil.
Total Receivables was €0.78 Mil.
Revenue was €3.16 Mil.
Gross Profit was €2.97 Mil.
Total Current Assets was €5.96 Mil.
Total Assets was €71.36 Mil.
Property, Plant and Equipment(Net PPE) was €0.00 Mil.
Depreciation, Depletion and Amortization(DDA) was €0.88 Mil.
Selling, General, & Admin. Expense(SGA) was €1.41 Mil.
Total Current Liabilities was €3.63 Mil.
Long-Term Debt & Capital Lease Obligation was €25.30 Mil.




1. DSRI = Days Sales in Receivables Index

Measured as the ratio of Revenue in Total Receivables in year t to year t-1.

A large increase in DSR could be indicative of revenue inflation.

DSRI=(Receivables_t / Revenue_t) / (Receivables_t-1 / Revenue_t-1)
=(0.666 / 3.817) / (0.784 / 3.161)
=0.174483 / 0.248023
=0.7035

2. GMI = Gross Margin Index

Measured as the ratio of gross margin in year t-1 to gross margin in year t.

Gross margin has deteriorated when this index is above 1. A firm with poorer prospects is more likely to manipulate earnings.

GMI=GrossMargin_t-1 / GrossMargin_t
=(GrossProfit_t-1 / Revenue_t-1) / (GrossProfit_t / Revenue_t)
=(2.969 / 3.161) / (3.547 / 3.817)
=0.93926 / 0.929264
=1.0108

3. AQI = Asset Quality Index

AQI is the ratio of asset quality in year t to year t-1.

Asset quality is measured as the ratio of non-current assets other than Property, Plant and Equipment to Total Assets.

AQI=(1 - (CurrentAssets_t + PPE_t) / TotalAssets_t) / (1 - (CurrentAssets_t-1 + PPE_t-1) / TotalAssets_t-1)
=(1 - (2.382 + 0) / 66.959) / (1 - (5.958 + 0) / 71.363)
=0.964426 / 0.916511
=1.0523

4. SGI = Sales Growth Index

Ratio of Revenue in year t to sales in year t-1.

Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.

SGI=Sales_t / Sales_t-1
=Revenue_t / Revenue_t-1
=3.817 / 3.161
=1.2075

5. DEPI = Depreciation Index

Measured as the ratio of the rate of Depreciation, Depletion and Amortization in year t-1 to the corresponding rate in year t.

DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.

DEPI=(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1)) / (Depreciation_t / (Depreciaton_t + PPE_t))
=(0.88 / (0.88 + 0)) / (1.011 / (1.011 + 0))
=1 / 1
=1

Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.

6. SGAI = Sales, General and Administrative expenses Index

The ratio of Selling, General, & Admin. Expense(SGA) to Sales in year t relative to year t-1.

SGA expenses index > 1 means that the company is becoming less efficient in generate sales.

SGAI=(SGA_t / Sales_t) / (SGA_t-1 /Sales_t-1)
=(1.687 / 3.817) / (1.413 / 3.161)
=0.44197 / 0.44701
=0.9887

7. LVGI = Leverage Index

The ratio of total debt to Total Assets in year t relative to yeat t-1.

An LVGI > 1 indicates an increase in leverage

LVGI=((LTD_t + CurrentLiabilities_t) / TotalAssets_t) / ((LTD_t-1 + CurrentLiabilities_t-1) / TotalAssets_t-1)
=((25.913 + 2.124) / 66.959) / ((25.303 + 3.63) / 71.363)
=0.418719 / 0.405434
=1.0328

8. TATA = Total Accruals to Total Assets

Total accruals calculated as the change in working capital accounts other than cash less depreciation.

TATA=(IncomefromContinuingOperations_t - CashFlowsfromOperations_t) / TotalAssets_t
=(NetIncome_t - NonOperatingIncome_t - CashFlowsfromOperations_t) / TotalAssets_t
=(-1.175 - 0 - 0.31) / 66.959
=-0.022178

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Home Capital Rentals Socimi has a M-score of -2.65 suggests that the company is unlikely to be a manipulator.

Frequently Asked Questions Learn more about Beneish M-Score →
What does a Beneish M-Score of -2.65 mean?
Home Capital Rentals Socimi (XMAD:YHCR) has a Beneish M-Score of -2.65 as of Jul. 04, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Home Capital Rentals Socimi and its competitors. According to the industry distribution chart, Home Capital Rentals Socimi ranks #250 out of 763 companies in the REITs industry, placing it in the top 32.8%.
Is Home Capital Rentals Socimi's Beneish M-Score too high?
Home Capital Rentals Socimi's current Beneish M-Score is -2.65. Based on the distribution chart, Home Capital Rentals Socimi ranks #250 out of 763 companies in the REITs industry, which is above the industry midpoint. Overall, Home Capital Rentals Socimi has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Home Capital Rentals Socimi's Beneish M-Score compare to AVB and EQR?
According to the REITs industry distribution chart, Home Capital Rentals Socimi ranks #250 out of 763 companies for Beneish M-Score. This puts Home Capital Rentals Socimi in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a REITs company?
A good Beneish M-Score depends on the REITs industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Home Capital Rentals Socimi and its competitors. Home Capital Rentals Socimi's current Beneish M-Score is -2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Capital Rentals Socimi stock overvalued right now?
Based on GuruFocus' analysis, Home Capital Rentals Socimi (XMAD:YHCR) is currently considered Possible Value Trap. The stock's GF Value™ is €11.40, compared to a current price of €6.20 — trading 45.6% below its estimated fair value. The current Beneish M-Score is -2.65. Home Capital Rentals Socimi's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Home Capital Rentals Socimi (XMAD:YHCR), the current Beneish M-Score is -2.65 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Capital Rentals Socimi (XMAD:YHCR) Overvalued in 2026?

Based on GuruFocus' analysis, Home Capital Rentals Socimi stock appears to be undervalued. The current stock price of €6.20 is trading 45.6% below its estimated GF Value™ of €11.40. GuruFocus considers Home Capital Rentals Socimi to be Possible Value Trap.

Key valuation signals for XMAD:YHCR:

  • Beneish M-Score: -2.65
  • GF Value™: €11.40 vs. price of €6.20 (45.6% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the XMAD:YHCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Capital Rentals Socimi Business Description

Industry Real EstateREITs
Address Calle de Maria de Molina 1, 5th Floor, Madrid, ESP, 28006
Home Capital Rentals Socimi SA is a company dedicated to the acquisition and rehabilitation of residential real estate assets for rental in the corporate market.
56GF Score

Get the complete analysis for XMAD:YHCR

Beneish M-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.20
Price
€11.40
GF Value