Vivenio Residencial Socimi (XMAD:YVIV) Effective Interest Rate on Debt %: 3.14% (As of Dec. 2025)

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XMAD:YVIV Vivenio Residencial Socimi SA XMAD:YVIV
65 GF Score
Price €1.35
GF Value €2.20
! 5 Warning Signs
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What is Vivenio Residencial Socimi Effective Interest Rate on Debt %?

Vivenio Residencial Socimi XMAD:YVIV 65 Effective Interest Rate on Debt % is 3.14% as of Dec. 2025. GuruFocus rates XMAD:YVIV with a GF Score™ of 65/100 and a GF Value™ of €2.20. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vivenio Residencial Socimi's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €23.69 Mil. Vivenio Residencial Socimi's average total debt for the quarter that ended in Dec. 2025 was €754.63 Mil. Therefore, Vivenio Residencial Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.14%.


Vivenio Residencial Socimi  (XMAD:YVIV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vivenio Residencial Socimi Effective Interest Rate on Debt % Related Terms


Vivenio Residencial Socimi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vivenio Residencial Socimi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivenio Residencial Socimi Effective Interest Rate on Debt % Chart

Vivenio Residencial Socimi Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 1.79 1.62 2.07 3.34 3.10

Vivenio Residencial Socimi Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.31 3.04 3.57 3.02 3.14

XMAD:YVIV vs AVB, EQR, ESS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Vivenio Residencial Socimi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vivenio Residencial Socimi Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Vivenio Residencial Socimi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vivenio Residencial Socimi's Effective Interest Rate on Debt % falls into.


XMAD:YVIV
65GF Score
Vivenio Residencial Socimi SA XMAD:YVIV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vivenio Residencial Socimi Effective Interest Rate on Debt % Calculation

Vivenio Residencial Socimi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -22.72/( (698.691+767.701)/ 2 )
=-1  *  -22.72/733.196
=3.10 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=579.219 + 119.472
=698.691

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=717.524 + 50.177
=767.701

Vivenio Residencial Socimi's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -23.694/( (741.549+767.701)/ 2 )
=-1  *  -23.694/754.625
=3.14 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=685.143 + 56.406
=741.549

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=717.524 + 50.177
=767.701

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.14% mean?
Vivenio Residencial Socimi (XMAD:YVIV) has a Effective Interest Rate on Debt % of 3.14% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vivenio Residencial Socimi and its competitors.
Is Vivenio Residencial Socimi's Effective Interest Rate on Debt % too high?
Vivenio Residencial Socimi's current Effective Interest Rate on Debt % is 3.14%. Overall, Vivenio Residencial Socimi has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Vivenio Residencial Socimi's Effective Interest Rate on Debt % compare to AVB and EQR?
Vivenio Residencial Socimi's Effective Interest Rate on Debt % of 3.14% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vivenio Residencial Socimi and its competitors. Vivenio Residencial Socimi's current Effective Interest Rate on Debt % is 3.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivenio Residencial Socimi stock overvalued right now?
Vivenio Residencial Socimi (XMAD:YVIV) has a current Effective Interest Rate on Debt % of 3.14%. The stock's GF Value™ is €2.20, compared to a current price of €1.35 — trading 38.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.14%. Vivenio Residencial Socimi's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vivenio Residencial Socimi (XMAD:YVIV), the current Effective Interest Rate on Debt % is 3.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vivenio Residencial Socimi (XMAD:YVIV) Overvalued in 2026?

Based on GuruFocus' analysis, Vivenio Residencial Socimi stock appears to be undervalued. The current stock price of €1.35 is trading 38.6% below its estimated GF Value™ of €2.20.

Key valuation signals for XMAD:YVIV:

  • Effective Interest Rate on Debt %: 3.14%
  • GF Value™: €2.20 vs. price of €1.35 (38.6% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the XMAD:YVIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vivenio Residencial Socimi Business Description

Industry Real EstateREITs
Address Velazquez 51, Madrid, ESP, 28001
Vivenio Residencial Socimi SA is a real estate investment trust. The company focuses on the rental housing sector in Spain.
65GF Score

Get the complete analysis for XMAD:YVIV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.35
Price
€2.20
GF Value