Lumbini Finance (XNEP:LFLC) Effective Interest Rate on Debt % : 736.26% (As of Jan. 2018)

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What is Lumbini Finance Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lumbini Finance's annualized positive value of Interest Expense for the quarter that ended in Jan. 2018 was NPR1,595.5 Mil. Lumbini Finance's average total debt for the quarter that ended in Jan. 2018 was NPR216.7 Mil. Therefore, Lumbini Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2018 was 736.26%.

Lumbini Finance Effective Interest Rate on Debt % Historical Data

The historical data trend for Lumbini Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Lumbini Finance Effective Interest Rate on Debt % Chart

Lumbini Finance Annual Data

Trend

Jul10

Jul11

Jul12

Jul13

Jul14

Jul15

Jul16

Effective Interest Rate on Debt %

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95.67

87.15

Lumbini Finance Quarterly Data
	Jul12	Jan13	Apr13	Jul13	Jan14	Apr14	Jul14	Oct14	Jan15	Apr15	Jul15	Oct15	Jan16	Apr16	Jul16	Oct16	Jan17	Apr17	Oct17	Jan18
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															-	331.28	-460.62	2,041.42	736.26

Competitive Comparison of Lumbini Finance's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Lumbini Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lumbini Finance's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Lumbini Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lumbini Finance's Effective Interest Rate on Debt % falls into.

Lumbini Finance Effective Interest Rate on Debt % Calculation

Lumbini Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2016 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Jul. 2015 )	+	Total Debt (A: Jul. 2016 ))	/ count )
=	-1 * -143.796	/	( (165	+	0)	/ 1 )
=	-1 * -143.796	/	165
=	87.15 %

where

	Total Debt (A: Jul. 2015 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	165	+	0
=	165

	Total Debt (A: Jul. 2016 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

Lumbini Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2018 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Oct. 2017 )	+	Total Debt (Q: Jan. 2018 ))	/ count )
=	-1 * -1595.516	/	( (79.454	+	353.955)	/ 2 )
=	-1 * -1595.516	/	216.7045
=	736.26 %

where

	Total Debt (Q: Oct. 2017 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	79.454	+	0
=	79.454

	Total Debt (Q: Jan. 2018 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	353.955	+	0
=	353.955

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2018) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Lumbini Finance (XNEP:LFLC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Lumbini Finance Effective Interest Rate on Debt % Related Terms

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Lumbini Finance (XNEP:LFLC) Business Description

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GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Lumbini Finance Ltd (XNEP:LFLC) » Definitions » Effective Interest Rate on Debt %

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Traded in Other Exchanges

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Address

Thamel, Kathmandu, NPL

Website

http://www.lumbinifinance.com.np

Lumbini Finance Ltd is engaged in providing deposits and loan products. It offers saving deposits, fixed deposit, call deposit, provident fund, hire purchase, housing and term loan, project and personal loan and sector loan.

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