Coinbase Global (XSWX:COIN) Effective Interest Rate on Debt %: 1.24% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:COIN Coinbase Global Inc XSWX:COIN
73 GF Score
Price CHF120.96
GF Value CHF190.98
! 7 Warning Signs
View Full Analysis

What is Coinbase Global Effective Interest Rate on Debt %?

Coinbase Global XSWX:COIN 73 Effective Interest Rate on Debt % is 1.24% as of Jun. 2026. GuruFocus rates XSWX:COIN with a GF Score™ of 73/100 and a GF Value™ of CHF190.98. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Coinbase Global's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was CHF72 Mil. Coinbase Global's average total debt for the quarter that ended in Jun. 2026 was CHF5,800 Mil. Therefore, Coinbase Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 1.24%.


Coinbase Global  (XSWX:COIN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Coinbase Global Effective Interest Rate on Debt % Related Terms


Coinbase Global Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Coinbase Global's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coinbase Global Effective Interest Rate on Debt % Chart

Coinbase Global Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.61 2.55 2.45 2.13 1.31

Coinbase Global Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 1.47 1.19 1.14 1.24

XSWX:COIN vs MSCI, NDAQ, CBOE: Effective Interest Rate on Debt % Comparison

For the Financial Data & Stock Exchanges subindustry, Coinbase Global's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coinbase Global Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Coinbase Global's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Coinbase Global's Effective Interest Rate on Debt % falls into.


XSWX:COIN
73GF Score
Coinbase Global Inc XSWX:COIN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Coinbase Global Effective Interest Rate on Debt % Calculation

Coinbase Global's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -68.066/( (4185.293+6240.89)/ 2 )
=-1  *  -68.066/5213.0915
=1.31 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3851.596 + 333.697
=4185.293

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4868.875 + 1372.015
=6240.89

Coinbase Global's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -71.988/( (6270.39+5329.965)/ 2 )
=-1  *  -71.988/5800.1775
=1.24 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4825.17 + 1445.22
=6270.39

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4898.986 + 430.979
=5329.965

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.24% mean?
Coinbase Global (XSWX:COIN) has a Effective Interest Rate on Debt % of 1.24% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Coinbase Global and its competitors.
Is Coinbase Global's Effective Interest Rate on Debt % too high?
Coinbase Global's current Effective Interest Rate on Debt % is 1.24%. Overall, Coinbase Global has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Coinbase Global's Effective Interest Rate on Debt % compare to MSCI and NDAQ?
Coinbase Global's Effective Interest Rate on Debt % of 1.24% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Coinbase Global and its competitors. Coinbase Global's current Effective Interest Rate on Debt % is 1.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coinbase Global stock overvalued right now?
Coinbase Global (XSWX:COIN) has a current Effective Interest Rate on Debt % of 1.24%. The stock's GF Value™ is CHF190.98, compared to a current price of CHF120.96 — trading 36.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.24%. Coinbase Global's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Coinbase Global (XSWX:COIN), the current Effective Interest Rate on Debt % is 1.24% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coinbase Global (XSWX:COIN) Overvalued in 2026?

Based on GuruFocus' analysis, Coinbase Global stock appears to be undervalued. The current stock price of CHF120.96 is trading 36.7% below its estimated GF Value™ of CHF190.98.

Key valuation signals for XSWX:COIN:

  • Effective Interest Rate on Debt %: 1.24%
  • GF Value™: CHF190.98 vs. price of CHF120.96 (36.7% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the XSWX:COIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coinbase Global Business Description

Address One Madison Avenue, Suite 2400, New York, NY, USA, 10010
Founded in 2012, Coinbase is the leading cryptocurrency exchange platform in the United States. The company intends to be the safe and regulation-compliant point of entry for retail investors and institutions into the cryptocurrency economy. Users can establish an account directly with the firm, instead of using an intermediary, and many choose to allow Coinbase to act as a custodian for their cryptocurrency, giving the company breadth beyond that of a traditional financial exchange. While the company still generates the majority of its revenue from transaction fees charged to its retail customers, Coinbase uses internal investment and acquisitions to expand into adjacent businesses, such as prime brokerage and data analytics.
73GF Score

Get the complete analysis for XSWX:COIN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF120.96
Price
CHF190.98
GF Value