IONOS Group SE (XSWX:IOS) Effective Interest Rate on Debt %: 5.08% (As of Mar. 2026)


XSWX:IOS IONOS Group SE XSWX:IOS
58 GF Score
Price CHF25.70
GF Value CHF21.87
! 1 Warning Sign
View Full Analysis

What is IONOS Group SE Effective Interest Rate on Debt %?

IONOS Group SE XSWX:IOS 58 Effective Interest Rate on Debt % is 5.08% as of Mar. 2026. GuruFocus rates XSWX:IOS with a GF Score™ of 58/100 and a GF Value™ of CHF21.87. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IONOS Group SE's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was CHF43.50 Mil. IONOS Group SE's average total debt for the quarter that ended in Mar. 2026 was CHF855.90 Mil. Therefore, IONOS Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.08%.


IONOS Group SE  (XSWX:IOS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IONOS Group SE Effective Interest Rate on Debt % Related Terms


IONOS Group SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IONOS Group SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IONOS Group SE Effective Interest Rate on Debt % Chart

IONOS Group SE Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
73.18 16.34 6.83 5.54

IONOS Group SE Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.24 0.06 10.96 5.30 5.08

XSWX:IOS vs : Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, IONOS Group SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IONOS Group SE Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, IONOS Group SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IONOS Group SE's Effective Interest Rate on Debt % falls into.


XSWX:IOS
58GF Score
IONOS Group SE XSWX:IOS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IONOS Group SE Effective Interest Rate on Debt % Calculation

IONOS Group SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -50.37/( (915.233+903.381)/ 2 )
=-1  *  -50.37/909.307
=5.54 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=900.865 + 14.368
=915.233

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=90.623 + 812.758
=903.381

IONOS Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -43.496/( (903.381+808.427)/ 2 )
=-1  *  -43.496/855.904
=5.08 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=90.623 + 812.758
=903.381

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 808.427
=808.427

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.08% mean?
IONOS Group SE (XSWX:IOS) has a Effective Interest Rate on Debt % of 5.08% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IONOS Group SE and its competitors.
Is IONOS Group SE's Effective Interest Rate on Debt % too high?
IONOS Group SE's current Effective Interest Rate on Debt % is 5.08%. Overall, IONOS Group SE has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does IONOS Group SE's Effective Interest Rate on Debt % compare to ?
IONOS Group SE's Effective Interest Rate on Debt % of 5.08% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IONOS Group SE and its competitors. IONOS Group SE's current Effective Interest Rate on Debt % is 5.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IONOS Group SE stock overvalued right now?
IONOS Group SE (XSWX:IOS) has a current Effective Interest Rate on Debt % of 5.08%. The stock's GF Value™ is CHF21.87, compared to a current price of CHF25.70 — trading 17.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.08%. IONOS Group SE's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IONOS Group SE (XSWX:IOS), the current Effective Interest Rate on Debt % is 5.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IONOS Group SE (XSWX:IOS) Overvalued in 2026?

Based on GuruFocus' analysis, IONOS Group SE stock appears to be overvalued. The current stock price of CHF25.70 is trading 17.5% above its estimated GF Value™ of CHF21.87.

Key valuation signals for XSWX:IOS:

  • Effective Interest Rate on Debt %: 5.08%
  • GF Value™: CHF21.87 vs. price of CHF25.70 (17.5% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the XSWX:IOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IONOS Group SE Business Description

Comparable Companies
Address Elgendorfer Strasse 57, Montabaur, NW, DEU, 56410
IONOS Group SE is an international digitalization partner and cloud enabler for small and medium-sized enterprises (SMEs), as well as for individual users and larger corporate customers. It offers a comprehensive product portfolio in the areas of web presence and productivity, as well as cloud solutions, which is further supported by customer care and infrastructure. In addition, IONOS offers an online marketplace for buying, selling, and parking domains. The company's operating segments include Digital Solutions & Cloud segment which offers its customers customized server products and other solutions to set up an online presence and maintain their IT infrastructure. Geographically, it derives key revenue from Germany.
58GF Score

Get the complete analysis for XSWX:IOS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF25.70
Price
CHF21.87
GF Value