SF Urban Properties AG (XSWX:SFPN) Effective Interest Rate on Debt %: 0.69% (As of Dec. 2025)


XSWX:SFPN SF Urban Properties AG XSWX:SFPN
71 GF Score
Price CHF101.00
GF Value CHF96.30
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is SF Urban Properties AG Effective Interest Rate on Debt %?

SF Urban Properties AG XSWX:SFPN 71 Effective Interest Rate on Debt % is 0.69% as of Dec. 2025. GuruFocus rates XSWX:SFPN with a GF Score™ of 71/100 and a GF Value™ of CHF96.30 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SF Urban Properties AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF2.96 Mil. SF Urban Properties AG's average total debt for the quarter that ended in Dec. 2025 was CHF428.96 Mil. Therefore, SF Urban Properties AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.69%.


SF Urban Properties AG  (XSWX:SFPN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SF Urban Properties AG Effective Interest Rate on Debt % Related Terms


SF Urban Properties AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SF Urban Properties AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SF Urban Properties AG Effective Interest Rate on Debt % Chart

SF Urban Properties AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.90 1.57 1.43 0.91

SF Urban Properties AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 1.60 1.34 1.17 0.69

XSWX:SFPN vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, SF Urban Properties AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SF Urban Properties AG Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, SF Urban Properties AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SF Urban Properties AG's Effective Interest Rate on Debt % falls into.


XSWX:SFPN
71GF Score
SF Urban Properties AG XSWX:SFPN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SF Urban Properties AG Effective Interest Rate on Debt % Calculation

SF Urban Properties AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.878/( (406.798+443.003)/ 2 )
=-1  *  -3.878/424.9005
=0.91 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=154.32 + 252.478
=406.798

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=312.439 + 130.564
=443.003

SF Urban Properties AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.962/( (414.923+443.003)/ 2 )
=-1  *  -2.962/428.963
=0.69 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.264 + 141.659
=414.923

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=312.439 + 130.564
=443.003

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.69% mean?
SF Urban Properties AG (XSWX:SFPN) has a Effective Interest Rate on Debt % of 0.69% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SF Urban Properties AG and its competitors.
Is SF Urban Properties AG's Effective Interest Rate on Debt % too high?
SF Urban Properties AG's current Effective Interest Rate on Debt % is 0.69%. Overall, SF Urban Properties AG has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SF Urban Properties AG's Effective Interest Rate on Debt % compare to CBRE and BEKE?
SF Urban Properties AG's Effective Interest Rate on Debt % of 0.69% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SF Urban Properties AG and its competitors. SF Urban Properties AG's current Effective Interest Rate on Debt % is 0.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SF Urban Properties AG stock overvalued right now?
Based on GuruFocus' analysis, SF Urban Properties AG (XSWX:SFPN) is currently considered Fairly Valued. The stock's GF Value™ is CHF96.30, compared to a current price of CHF101.00 — trading 4.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.69%. SF Urban Properties AG's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SF Urban Properties AG (XSWX:SFPN), the current Effective Interest Rate on Debt % is 0.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SF Urban Properties AG (XSWX:SFPN) Overvalued in 2026?

Based on GuruFocus' analysis, SF Urban Properties AG stock appears to be overvalued. The current stock price of CHF101.00 is trading 4.9% above its estimated GF Value™ of CHF96.30. GuruFocus considers SF Urban Properties AG to be Fairly Valued.

Key valuation signals for XSWX:SFPN:

  • Effective Interest Rate on Debt %: 0.69%
  • GF Value™: CHF96.30 vs. price of CHF101.00 (4.9% above fair value)
  • GF Score™: 71/100 with 8 warning signs

No single metric tells the full story. See the XSWX:SFPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SF Urban Properties AG Business Description

Other Exchanges SFPNz:UK0QN6:UK1Z9:Germany
Address Seefeldstrasse 275, Zurich, CHE, 8008
SF Urban Properties AG is a Swiss real estate company based in Zurich. It deals with the development and management of an existing real estate portfolio and, also with the acquisition of new properties. As part of its activities, it invests in commercial, residential and development properties. The company's investment activities are targeted on the whole of Switzerland, with a particular focus on the Zurich and Basel regions.
71GF Score

Get the complete analysis for XSWX:SFPN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF101.00
Price
CHF96.30
GF Value