PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) EV-to-EBIT: 8.57 (As of Sep. 01, 2026) — 15% Below Median

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FRA:H1M PT Asuransi Tugu Pratama Indonesia Tbk FRA:H1M
86 GF Score
Price €0.05
GF Value €0.05
! 5 Warning Signs
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What is PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT?

PT Asuransi Tugu Pratama Indonesia Tbk FRA:H1M +0.39% 86 EV-to-EBIT is 8.57 as of Sep. 01, 2026, which is 15% below its 10-year median of 10.14. GuruFocus rates FRA:H1M with a GF Score™ of 86/100 and a GF Value™ of €0.05. The stock has 5 warning signs investors should review. Among 343 Insurance companies, PT Asuransi Tugu Pratama Indonesia Tbk ranks worse than 50.44% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PT Asuransi Tugu Pratama Indonesia Tbk's Enterprise Value is €292.2 Mil. PT Asuransi Tugu Pratama Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €34.1 Mil. Therefore, PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT for today is 8.57.

The historical rank and industry rank for PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT or its related term are showing as below:

FRA:H1M' s EV-to-EBIT Range Over the Past 10 Years
Min: -945.46   Med: 10.14   Max: 20.51
Current: 8.89

During the past 13 years, the highest EV-to-EBIT of PT Asuransi Tugu Pratama Indonesia Tbk was 20.51. The lowest was -945.46. And the median was 10.14.

FRA:H1M's EV-to-EBIT is ranked worse than
50.44% of 343 companies
in the Insurance industry
Industry Median: 8.55 vs FRA:H1M: 8.89

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. PT Asuransi Tugu Pratama Indonesia Tbk's Enterprise Value for the quarter that ended in Jun. 2026 was €206.8 Mil. PT Asuransi Tugu Pratama Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €34.1 Mil. PT Asuransi Tugu Pratama Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 16.48%.


PT Asuransi Tugu Pratama Indonesia Tbk  (FRA:H1M) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

PT Asuransi Tugu Pratama Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=34.089/206.8205376
=16.48 %

PT Asuransi Tugu Pratama Indonesia Tbk's Enterprise Value for the quarter that ended in Jun. 2026 was €206.8 Mil.
PT Asuransi Tugu Pratama Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €34.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT Related Terms


PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT Chart

PT Asuransi Tugu Pratama Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.56 6.68 2.57 7.10 4.83

PT Asuransi Tugu Pratama Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.26 -874.42 4.83 12.99 7.69

FRA:H1M vs BRK.A, AIG, HIG: EV-to-EBIT Comparison

For the Insurance - Diversified subindustry, PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT falls into.


FRA:H1M
86GF Score
PT Asuransi Tugu Pratama Indonesia Tbk FRA:H1M
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Tugu Pratama Indonesia Tbk EV-to-EBIT Calculation

PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=292.207/34.089
=8.57

PT Asuransi Tugu Pratama Indonesia Tbk's current Enterprise Value is €292.2 Mil.
PT Asuransi Tugu Pratama Indonesia Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €34.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 8.57 mean?
PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) has a EV-to-EBIT of 8.57 as of Sep. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. This is 15% below median its historical median of 10.14. According to the industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #173 out of 343 companies in the Insurance industry, placing it in the top 50.4%.
Is PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT too high?
PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-EBIT of 8.57 is 15% below median its 10-year median of 10.14. The Insurance industry median EV-to-EBIT is 8.55. PT Asuransi Tugu Pratama Indonesia Tbk's value of 8.57 is 0.2% above this industry median. Based on the distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #173 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Tugu Pratama Indonesia Tbk has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Tugu Pratama Indonesia Tbk's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #173 out of 343 companies for EV-to-EBIT. This places PT Asuransi Tugu Pratama Indonesia Tbk in the lower half of its industry. The industry median EV-to-EBIT is 8.55. PT Asuransi Tugu Pratama Indonesia Tbk's value of 8.57 is 0.2% above this benchmark. While the company's 10-year median is 10.14 vs. the industry median of 8.55, PT Asuransi Tugu Pratama Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-EBIT of 8.57 is 0.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Tugu Pratama Indonesia Tbk's current EV-to-EBIT is 8.57, which is 15% below median its own 10-year median of 10.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Tugu Pratama Indonesia Tbk stock overvalued right now?
PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) has a current EV-to-EBIT of 8.57. The stock's GF Value™ is €0.05, compared to a current price of €0.05 — trading 3.4% above its estimated fair value. The current EV-to-EBIT is 8.57, which is 15% below median its 10-year median of 10.14 and 0.2% above the Insurance industry median of 8.55. PT Asuransi Tugu Pratama Indonesia Tbk's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M), the current EV-to-EBIT is 8.57 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk stock appears to be overvalued. The current stock price of €0.05 is trading 3.4% above its estimated GF Value™ of €0.05.

Key valuation signals for FRA:H1M:

  • EV-to-EBIT: 8.57 (15% below median its 10-year median of 10.14)
  • GF Value™: €0.05 vs. price of €0.05 (3.4% above fair value)
  • GF Score™: 86/100 with 5 warning signs
  • Industry Position: 0.2% above the Insurance median (#173 of 343)

No single metric tells the full story. See the FRA:H1M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Tugu Pratama Indonesia Tbk Business Description

Other Exchanges TUGU:Indonesia
Address Jalan H.R. Rasuna Said Kav C 8-9, Gedung Wisma Tugu I, South Jakarta, Jakarta, IDN, 12920
PT Asuransi Tugu Pratama Indonesia Tbk is an insurance company. It has four business segments namely General insurance; Reinsurance; Rental and related business; and Others. Geographically, it derives the majority of its revenue from Indonesia. Its products include Fire and Property, Health, Personal, Aviation, Marine Hull, Cargo and Protection and Indemnity, Engineering, and other Miscellaneous insurance.
86GF Score

Get the complete analysis for FRA:H1M

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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