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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Asuransi Tugu Pratama Indonesia Tbk 5-Year Yield-on-Cost % Related Terms
FRA:H1M vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Tugu Pratama Indonesia Tbk 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost % falls into.
PT Asuransi Tugu Pratama Indonesia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) has a 5-Year Yield-on-Cost % of 32.89 as of Sep. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. This is 93% above median its historical median of 17.02. Over the past decade, PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost % has ranged from 4.19 to 51.04. According to the industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #11 out of 422 companies in the Insurance industry, placing it in the top 2.6%.
Is PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost % too high?
PT Asuransi Tugu Pratama Indonesia Tbk's current 5-Year Yield-on-Cost % of 32.89 is 93% above median its 10-year median of 17.02. Over the past 10 years, this metric has ranged from a low of 4.19 to a high of 51.04. The Insurance industry median 5-Year Yield-on-Cost % is 3.81. PT Asuransi Tugu Pratama Indonesia Tbk's value of 32.89 is 763.3% above this industry median. Based on the distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #11 out of 422 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Tugu Pratama Indonesia Tbk has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Tugu Pratama Indonesia Tbk's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Tugu Pratama Indonesia Tbk ranks #11 out of 422 companies for 5-Year Yield-on-Cost %. This places PT Asuransi Tugu Pratama Indonesia Tbk in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. PT Asuransi Tugu Pratama Indonesia Tbk's value of 32.89 is 763.3% above this benchmark. Historically, PT Asuransi Tugu Pratama Indonesia Tbk's own 5-Year Yield-on-Cost % has ranged from 4.19 to 51.04 over the past decade. While the company's 10-year median is 17.02 vs. the industry median of 3.81, PT Asuransi Tugu Pratama Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.81, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Tugu Pratama Indonesia Tbk's current 5-Year Yield-on-Cost % of 32.89 is 763.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Tugu Pratama Indonesia Tbk's current 5-Year Yield-on-Cost % is 32.89, which is 93% above median its own 10-year median of 17.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Tugu Pratama Indonesia Tbk stock overvalued right now?
PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) has a current 5-Year Yield-on-Cost % of 32.89. The stock's GF Value™ is €0.05, compared to a current price of €0.05 — trading 3.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 32.89, which is 93% above median its 10-year median of 17.02 and 763.3% above the Insurance industry median of 3.81. PT Asuransi Tugu Pratama Indonesia Tbk's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M), the current 5-Year Yield-on-Cost % is 32.89 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Tugu Pratama Indonesia Tbk (FRA:H1M) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk stock appears to be overvalued.
The current stock price of €0.05 is trading 3.4% above its estimated GF Value™ of €0.05.
Key valuation signals for FRA:H1M:
5-Year Yield-on-Cost %: 32.89 (93% above median its 10-year median of 17.02)
GF Value™: €0.05 vs. price of €0.05 (3.4% above fair value)
Industry Position: 763.3% above the Insurance median (#11 of 422)
No single metric tells the full story. See the FRA:H1M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Tugu Pratama Indonesia Tbk is an insurance company. It has four business segments namely General insurance; Reinsurance; Rental and related business; and Others. Geographically, it derives the majority of its revenue from Indonesia. Its products include Fire and Property, Health, Personal, Aviation, Marine Hull, Cargo and Protection and Indemnity, Engineering, and other Miscellaneous insurance.
85GF Score
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