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The People's Insurance Co (Group) of China (FRA:PIR) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
The People's Insurance Co (Group) of China's Enterprise Value for the quarter that ended in Jun. 2026 was €40,527 Mil.
The People's Insurance Co (Group) of China's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €12,228 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China EV-to-EBIT Related Terms
The People's Insurance Co (Group) of China EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China EV-to-EBIT Chart
The People's Insurance Co (Group) of China Annual Data
For the Insurance - Property & Casualty subindustry, The People's Insurance Co (Group) of China's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The People's Insurance Co (Group) of China EV-to-EBIT vs Insurance Industry
The People's Insurance Co (Group) of China's current Enterprise Value is €59,213 Mil.
The People's Insurance Co (Group) of China's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €12,228 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The People's Insurance Co (Group) of China (FRA:PIR) has a EV-to-EBIT of 4.84 as of Sep. 14, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on The People's Insurance Co (Group) of China and its competitors. This is 10% below median its historical median of 5.40. Over the past decade, The People's Insurance Co (Group) of China's EV-to-EBIT has ranged from 3.80 to 7.72. According to the industry distribution chart, The People's Insurance Co (Group) of China ranks #79 out of 338 companies in the Insurance industry, placing it in the top 23.4%.
Is The People's Insurance Co (Group) of China's EV-to-EBIT too high?
The People's Insurance Co (Group) of China's current EV-to-EBIT of 4.84 is 10% below median its 10-year median of 5.40. Over the past 10 years, this metric has ranged from a low of 3.80 to a high of 7.72. The Insurance industry median EV-to-EBIT is 8.42. The People's Insurance Co (Group) of China's value of 4.84 is 42.5% below this industry median. Based on the distribution chart, The People's Insurance Co (Group) of China ranks #79 out of 338 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, The People's Insurance Co (Group) of China has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The People's Insurance Co (Group) of China's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, The People's Insurance Co (Group) of China ranks #79 out of 338 companies for EV-to-EBIT. This places The People's Insurance Co (Group) of China in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.42. The People's Insurance Co (Group) of China's value of 4.84 is 42.5% below this benchmark. Historically, The People's Insurance Co (Group) of China's own EV-to-EBIT has ranged from 3.80 to 7.72 over the past decade. While the company's 10-year median is 5.40 vs. the industry median of 8.42, The People's Insurance Co (Group) of China has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.42, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The People's Insurance Co (Group) of China's current EV-to-EBIT of 4.84 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on The People's Insurance Co (Group) of China and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The People's Insurance Co (Group) of China's current EV-to-EBIT is 4.84, which is 10% below median its own 10-year median of 5.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The People's Insurance Co (Group) of China stock overvalued right now?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China (FRA:PIR) is currently considered Fairly Valued. The stock's GF Value™ is €0.62, compared to a current price of €0.63 — trading 1.6% above its estimated fair value. The current EV-to-EBIT is 4.84, which is 10% below median its 10-year median of 5.40 and 42.5% below the Insurance industry median of 8.42. The People's Insurance Co (Group) of China's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For The People's Insurance Co (Group) of China (FRA:PIR), the current EV-to-EBIT is 4.84 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The People's Insurance Co (Group) of China (FRA:PIR) Overvalued in 2026?
Based on GuruFocus' analysis, The People's Insurance Co (Group) of China stock appears to be overvalued.
The current stock price of €0.63 is trading 1.6% above its estimated GF Value™ of €0.62.
GuruFocus considers The People's Insurance Co (Group) of China to be Fairly Valued.
Key valuation signals for FRA:PIR:
EV-to-EBIT: 4.84 (10% below median its 10-year median of 5.40)
GF Value™: €0.62 vs. price of €0.63 (1.6% above fair value)
Industry Position: 42.5% below the Insurance median (#79 of 338)
No single metric tells the full story. See the FRA:PIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Group, headquartered in Beijing, is the largest state-owned insurance group in China. It holds a 69% stake in PICC Property and Casualty, an 80% stake in PICC Life, and a 69% stake in PICC Health Insurance. The P&C subsidiary is the largest nonlife insurer in the country, with approximately one-third of market share. The life insurance and health insurance subsidiaries hold less than 5% market share. The Ministry of Finance is the largest shareholder with a 61% stake, while China's Social Security Fund is the second-largest shareholder, holding nearly 13%.
52GF Score
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