Manappuram Finance (NSE:MANAPPURAM) EV-to-EBIT: 41.79 (As of Sep. 21, 2026)

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NSE:MANAPPURAM Manappuram Finance Ltd NSE:MANAPPURAM
71 GF Score
Price ₹319.15
GF Value ₹206.70
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Manappuram Finance EV-to-EBIT?

Manappuram Finance NSE:MANAPPURAM +0.98% 71 EV-to-EBIT is 41.79 as of Sep. 21, 2026. GuruFocus rates NSE:MANAPPURAM with a GF Score™ of 71/100 and a GF Value™ of ₹206.70 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 347 Credit Services companies, Manappuram Finance ranks worse than 288184.15% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Manappuram Finance's Enterprise Value is ₹815,189 Mil. Manappuram Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19,505 Mil. Therefore, Manappuram Finance's EV-to-EBIT for today is 41.79.

The historical rank and industry rank for Manappuram Finance's EV-to-EBIT or its related term are showing as below:

NSE:MANAPPURAM's EV-to-EBIT is not ranked *
in the Credit Services industry.
Industry Median: 18.32
* Ranked among companies with meaningful EV-to-EBIT only.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Manappuram Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹ Mil. Manappuram Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19,505 Mil. Manappuram Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was %.


Manappuram Finance  (NSE:MANAPPURAM) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Manappuram Finance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=19504.8/
= %

Manappuram Finance's Enterprise Value for the quarter that ended in Jun. 2026 was ₹ Mil.
Manappuram Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹19,505 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Manappuram Finance EV-to-EBIT Related Terms


Manappuram Finance EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Manappuram Finance's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manappuram Finance EV-to-EBIT Chart

Manappuram Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.37 8.66 7.87 10.12 14.71

Manappuram Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 109.64 - 57.47 -

NSE:MANAPPURAM vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, Manappuram Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Manappuram Finance EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Manappuram Finance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Manappuram Finance's EV-to-EBIT falls into.


NSE:MANAPPURAM
71GF Score
Manappuram Finance Ltd NSE:MANAPPURAM
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Manappuram Finance EV-to-EBIT Calculation

Manappuram Finance's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=815189.410/19504.8
=41.79

Manappuram Finance's current Enterprise Value is ₹815,189 Mil.
Manappuram Finance's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹19,505 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 41.79 mean?
Manappuram Finance (NSE:MANAPPURAM) has a EV-to-EBIT of 41.79 as of Sep. 21, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Manappuram Finance and its competitors. According to the industry distribution chart, Manappuram Finance ranks #999999 out of 347 companies in the Credit Services industry.
Is Manappuram Finance's EV-to-EBIT too high?
Manappuram Finance's current EV-to-EBIT is 41.79. The Credit Services industry median EV-to-EBIT is 18.32. Manappuram Finance's value of 41.79 is 128.1% above this industry median. Based on the distribution chart, Manappuram Finance ranks #999999 out of 347 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Manappuram Finance has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manappuram Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Manappuram Finance ranks #999999 out of 347 companies for EV-to-EBIT. This places Manappuram Finance in the lower half of its industry. The industry median EV-to-EBIT is 18.32. Manappuram Finance's value of 41.79 is 128.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 18.32, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manappuram Finance's current EV-to-EBIT of 41.79 is 128.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Manappuram Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 18.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manappuram Finance's current EV-to-EBIT is 41.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manappuram Finance stock overvalued right now?
Based on GuruFocus' analysis, Manappuram Finance (NSE:MANAPPURAM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹206.70, compared to a current price of ₹319.15 — trading 54.4% above its estimated fair value. The current EV-to-EBIT is 41.79 and 128.1% above the Credit Services industry median of 18.32. Manappuram Finance's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Manappuram Finance (NSE:MANAPPURAM), the current EV-to-EBIT is 41.79 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manappuram Finance (NSE:MANAPPURAM) Overvalued in 2026?

Based on GuruFocus' analysis, Manappuram Finance stock appears to be overvalued. The current stock price of ₹319.15 is trading 54.4% above its estimated GF Value™ of ₹206.70. GuruFocus considers Manappuram Finance to be Significantly Overvalued.

Key valuation signals for NSE:MANAPPURAM:

  • EV-to-EBIT: 41.79
  • GF Value™: ₹206.70 vs. price of ₹319.15 (54.4% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 128.1% above the Credit Services median (#999999 of 347)

No single metric tells the full story. See the NSE:MANAPPURAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Manappuram Finance Business Description

Other Exchanges 531213:India
Address W-4/638 A, Manappuram House, P.O. Valappad, Chavakkad, Thrissur, KL, IND, 680567
Manappuram Finance Ltd is an Indian non-banking financial company. It is engaged in providing gold loans, microfinance, housing loans, and commercial vehicle loans. The company's products include SME loans, online gold loans, money transfers, domestic money transfers, foreign exchange, loans against property, depository services, and commercial vehicle loans. It also provides loans against a property to self-employed professionals, non-professionals, individuals/proprietorships, partnerships, and limited companies as well as commercial vehicle loans to first-time users, captive customers, fleet owners, and others. The company manages its business in the below segments namely Microfinance, Gold loan, and others. It generates maximum revenue from Gold loans and other segments.
71GF Score

Get the complete analysis for NSE:MANAPPURAM

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹319.15
Price
₹206.70
GF Value