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Wustenrot & Wurttembergische AG (STU:WUW) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Wustenrot & Wurttembergische AG's Enterprise Value for the quarter that ended in Jun. 2026 was €10,930 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wustenrot & Wurttembergische AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €968 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wustenrot & Wurttembergische AG EV-to-EBIT Related Terms
Wustenrot & Wurttembergische AG EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wustenrot & Wurttembergische AG EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Wustenrot & Wurttembergische AG's EV-to-EBIT falls into.
Wustenrot & Wurttembergische AG's current Enterprise Value is €9,577 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wustenrot & Wurttembergische AG's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was €968 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wustenrot & Wurttembergische AG (STU:WUW) has a EV-to-EBIT of 9.89 as of Sep. 21, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Wustenrot & Wurttembergische AG and its competitors. This is 54% above median its historical median of 6.41. Over the past decade, Wustenrot & Wurttembergische AG's EV-to-EBIT has ranged from 4.81 to 7.17. According to the industry distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 353 companies in the Insurance industry.
Is Wustenrot & Wurttembergische AG's EV-to-EBIT too high?
Wustenrot & Wurttembergische AG's current EV-to-EBIT of 9.89 is 54% above median its 10-year median of 6.41. Over the past 10 years, this metric has ranged from a low of 4.81 to a high of 7.17. The Insurance industry median EV-to-EBIT is 8.32. Wustenrot & Wurttembergische AG's value of 9.89 is 18.9% above this industry median. Based on the distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's EV-to-EBIT compare to MET and AFL?
According to the Insurance industry distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 353 companies for EV-to-EBIT. This places Wustenrot & Wurttembergische AG in the lower half of its industry. The industry median EV-to-EBIT is 8.32. Wustenrot & Wurttembergische AG's value of 9.89 is 18.9% above this benchmark. Historically, Wustenrot & Wurttembergische AG's own EV-to-EBIT has ranged from 4.81 to 7.17 over the past decade. While the company's 10-year median is 6.41 vs. the industry median of 8.32, Wustenrot & Wurttembergische AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.32, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wustenrot & Wurttembergische AG's current EV-to-EBIT of 9.89 is 18.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Wustenrot & Wurttembergische AG and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wustenrot & Wurttembergische AG's current EV-to-EBIT is 9.89, which is 54% above median its own 10-year median of 6.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG (STU:WUW) is currently considered Fairly Valued. The stock's GF Value™ is €13.65, compared to a current price of €14.22 — trading 4.2% above its estimated fair value. The current EV-to-EBIT is 9.89, which is 54% above median its 10-year median of 6.41 and 18.9% above the Insurance industry median of 8.32. Wustenrot & Wurttembergische AG's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (STU:WUW), the current EV-to-EBIT is 9.89 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wustenrot & Wurttembergische AG (STU:WUW) Overvalued in 2026?
Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued.
The current stock price of €14.22 is trading 4.2% above its estimated GF Value™ of €13.65.
GuruFocus considers Wustenrot & Wurttembergische AG to be Fairly Valued.
Key valuation signals for STU:WUW:
EV-to-EBIT: 9.89 (54% above median its 10-year median of 6.41)
GF Value™: €13.65 vs. price of €14.22 (4.2% above fair value)
Industry Position: 18.9% above the Insurance median (#999999 of 353)
No single metric tells the full story. See the STU:WUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
59GF Score
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