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ChesnaraCHIX:CSNL +1.57%50 EV-to-EBITDA is 17.36 as of Jul. 23, 2026, which is 94% above its 10-year median of 8.94. GuruFocus rates CHIX:CSNL with a GF Score™ of 50/100 and a GF Value™ of £1.63 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 346 Insurance companies, Chesnara ranks worse than 86.42% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Chesnara's enterprise value is £842.1 Mil.
Chesnara's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £48.5 Mil. Therefore, Chesnara's EV-to-EBITDA for today is 17.36.
The historical rank and industry rank for Chesnara's EV-to-EBITDA or its related term are showing as below:
CHIX:CSNl'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -14.05 Med: 8.94 Max: 17.64
Current: 17.64
During the past 13 years, the highest EV-to-EBITDA of Chesnara was 17.64. The lowest was -14.05. And the median was 8.94.
CHIX:CSNl's EV-to-EBITDA is ranked worse than 86.42% of 346
companies
in the Insurance industry
Industry Median: 8.255
vs CHIX:CSNl: 17.64
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Chesnara (CHIX:CSNl) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Chesnara's share price for today is £3.395.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chesnara's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.050.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Chesnara's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CSNL vs AFL, MET, PRU: EV-to-EBITDA Comparison
For the Insurance - Life subindustry, Chesnara's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chesnara EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Chesnara's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Chesnara's EV-to-EBITDA falls into.
Chesnara's current Enterprise Value is £842.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Chesnara's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was £48.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chesnara (CHIX:CSNL) has a EV-to-EBITDA of 17.36 as of Jul. 23, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Chesnara. This is 94% above median its historical median of 8.94. According to the industry distribution chart, Chesnara ranks #299 out of 346 companies in the Insurance industry, placing it in the top 86.4%.
Is Chesnara's EV-to-EBITDA too high?
Chesnara's current EV-to-EBITDA of 17.36 is 94% above median its 10-year median of 8.94. The Insurance industry median EV-to-EBITDA is 8.26. Chesnara's value of 17.36 is 110.3% above this industry median. Based on the distribution chart, Chesnara ranks #299 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Chesnara has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesnara's EV-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, Chesnara ranks #299 out of 346 companies for EV-to-EBITDA. This places Chesnara in the lower half of its industry. The industry median EV-to-EBITDA is 8.26. Chesnara's value of 17.36 is 110.3% above this benchmark. While the company's 10-year median is 8.94 vs. the industry median of 8.26, Chesnara has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chesnara's current EV-to-EBITDA of 17.36 is 110.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Chesnara. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chesnara's current EV-to-EBITDA is 17.36, which is 94% above median its own 10-year median of 8.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesnara stock overvalued right now?
Based on GuruFocus' analysis, Chesnara (CHIX:CSNL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.63, compared to a current price of £3.40 — trading 108.3% above its estimated fair value. The current EV-to-EBITDA is 17.36, which is 94% above median its 10-year median of 8.94 and 110.3% above the Insurance industry median of 8.26. Chesnara's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Chesnara (CHIX:CSNL), the current EV-to-EBITDA is 17.36 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chesnara (CHIX:CSNL) Overvalued in 2026?
Based on GuruFocus' analysis, Chesnara stock appears to be overvalued.
The current stock price of £3.40 is trading 108.3% above its estimated GF Value™ of £1.63.
GuruFocus considers Chesnara to be Significantly Overvalued.
Key valuation signals for CHIX:CSNL:
EV-to-EBITDA: 17.36 (94% above median its 10-year median of 8.94)
GF Value™: £1.63 vs. price of £3.40 (108.3% above fair value)
Industry Position: 110.3% above the Insurance median (#299 of 346)
No single metric tells the full story. See the CHIX:CSNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chesnara PLC is engaged in the life assurance and pensions business, operating as a consolidator of life insurance and retirement savings portfolios. The Group has three reportable segments: UK, Sweden, and the Netherlands. The UK segment comprises life insurance and pensions operations through Countrywide Assured plc. The Sweden segment includes Movestic, which focuses on unit-linked pension business and provides life and health products. The Netherlands segment represents the combined Dutch life insurance business under the Scildon brand, following the integration of Waard and Scildon, and offers protection, individual savings, and group pension contracts.
50GF Score
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