Plenti Group (FRA:359) EV-to-EBITDA: 10.20 (As of Sep. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:359 Plenti Group Ltd FRA:359
48 GF Score
Price €0.47
GF Value €0.67
! 5 Warning Signs
View Full Analysis

What is Plenti Group EV-to-EBITDA?

Plenti Group FRA:359 48 EV-to-EBITDA is 10.20 as of Sep. 05, 2026. GuruFocus rates FRA:359 with a GF Score™ of 48/100 and a GF Value™ of €0.67. The stock has 5 warning signs investors should review. Among 320 Credit Services companies, Plenti Group ranks better than 56.25% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Plenti Group's enterprise value is €1,817.38 Mil. Plenti Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €178.20 Mil. Therefore, Plenti Group's EV-to-EBITDA for today is 10.20.

The historical rank and industry rank for Plenti Group's EV-to-EBITDA or its related term are showing as below:

FRA:359' s EV-to-EBITDA Range Over the Past 10 Years
Min: -338.71   Med: -159.96   Max: 1038.39
Current: 16.47

During the past 6 years, the highest EV-to-EBITDA of Plenti Group was 1038.39. The lowest was -338.71. And the median was -159.96.

FRA:359's EV-to-EBITDA is ranked better than
56.25% of 320 companies
in the Credit Services industry
Industry Median: 20.685 vs FRA:359: 16.47

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-05), Plenti Group's stock price is €0.4717. Plenti Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.000. Therefore, Plenti Group's PE Ratio (TTM) for today is N/A.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Plenti Group  (FRA:359) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Plenti Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.4717/0.000
=N/A

Plenti Group's share price for today is €0.4717.
Plenti Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Plenti Group EV-to-EBITDA Related Terms


Plenti Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Plenti Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group EV-to-EBITDA Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
EV-to-EBITDA
Get a 7-Day Free Trial -154.87 1,034.85 -159.84 -315.20 16.47

Plenti Group Quarterly Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -315.20 0.00 0.00 16.47

FRA:359 vs : EV-to-EBITDA Comparison

For the Credit Services subindustry, Plenti Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plenti Group EV-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Plenti Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Plenti Group's EV-to-EBITDA falls into.


FRA:359
48GF Score
Plenti Group Ltd FRA:359
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plenti Group EV-to-EBITDA Calculation

Plenti Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=1817.380/178.2
=10.20

Plenti Group's current Enterprise Value is €1,817.38 Mil.
Plenti Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €178.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 10.20 mean?
Plenti Group (FRA:359) has a EV-to-EBITDA of 10.20 as of Sep. 05, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Plenti Group. According to the industry distribution chart, Plenti Group ranks #140 out of 320 companies in the Credit Services industry, placing it in the top 43.7%.
Is Plenti Group's EV-to-EBITDA too high?
Plenti Group's current EV-to-EBITDA is 10.20. The Credit Services industry median EV-to-EBITDA is 20.69. Plenti Group's value of 10.20 is 50.7% below this industry median. Based on the distribution chart, Plenti Group ranks #140 out of 320 companies in the Credit Services industry, which is above the industry midpoint. Overall, Plenti Group has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's EV-to-EBITDA compare to ?
According to the Credit Services industry distribution chart, Plenti Group ranks #140 out of 320 companies for EV-to-EBITDA. This puts Plenti Group in the upper half of its industry. The industry median EV-to-EBITDA is 20.69. Plenti Group's value of 10.20 is 50.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.69, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current EV-to-EBITDA of 10.20 is 50.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Plenti Group. For the Credit Services industry, the median EV-to-EBITDA is 20.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current EV-to-EBITDA is 10.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Plenti Group (FRA:359) has a current EV-to-EBITDA of 10.20. The stock's GF Value™ is €0.67, compared to a current price of €0.47 — trading 29.6% below its estimated fair value. The current EV-to-EBITDA is 10.20 and 50.7% below the Credit Services industry median of 20.69. Plenti Group's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Plenti Group (FRA:359), the current EV-to-EBITDA is 10.20 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (FRA:359) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of €0.47 is trading 29.6% below its estimated GF Value™ of €0.67.

Key valuation signals for FRA:359:

  • EV-to-EBITDA: 10.20
  • GF Value™: €0.67 vs. price of €0.47 (29.6% below fair value)
  • GF Score™: 48/100 with 5 warning signs
  • Industry Position: 50.7% below the Credit Services median (#140 of 320)

No single metric tells the full story. See the FRA:359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plenti Group Business Description

Comparable Companies
Other Exchanges PLT:Australia
Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
48GF Score

Get the complete analysis for FRA:359

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.47
Price
€0.67
GF Value