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Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Plenti Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was €5.80 Mil. Plenti Group's Revenue for the
three
months ended in Mar. 2026 was €158.93 Mil. Therefore, Plenti Group's pretax margin for the quarter that ended in Mar. 2026 was 3.65%.
The historical rank and industry rank for Plenti Group's Pretax Margin % or its related term are showing as below:
FRA:359'
s Pretax Margin % Range Over the Past 10 Years
Min: -29.74 Med: -10.31 Max: 5.86
Current: 5.86
FRA:359's Pretax Margin % is ranked worse than 72.8% of 533
companies
in the Credit Services industry
Industry Median: 21.48
vs FRA:359: 5.86
Plenti Group (FRA:359) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Plenti Group Pretax Margin % Related Terms
Plenti Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Plenti Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Plenti Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plenti Group (FRA:359) has a Pretax Margin % of 3.65% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Plenti Group and its competitors. According to the industry distribution chart, Plenti Group ranks #388 out of 533 companies in the Credit Services industry, placing it in the top 72.8%.
Is Plenti Group's Pretax Margin % too high?
Plenti Group's current Pretax Margin % is 3.65%. The Credit Services industry median Pretax Margin % is 21.48. Plenti Group's value of 3.65% is 83% below this industry median. Based on the distribution chart, Plenti Group ranks #388 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Plenti Group has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Pretax Margin % compare to ?
According to the Credit Services industry distribution chart, Plenti Group ranks #388 out of 533 companies for Pretax Margin %. This places Plenti Group in the lower half of its industry. The industry median Pretax Margin % is 21.48. Plenti Group's value of 3.65% is 83% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 21.48, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current Pretax Margin % of 3.65% is 83% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median Pretax Margin % is 21.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current Pretax Margin % is 3.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Plenti Group (FRA:359) has a current Pretax Margin % of 3.65%. The stock's GF Value™ is €0.67, compared to a current price of €0.47 — trading 29.6% below its estimated fair value. The current Pretax Margin % is 3.65% and 83% below the Credit Services industry median of 21.48. Plenti Group's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Plenti Group (FRA:359), the current Pretax Margin % is 3.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (FRA:359) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of €0.47 is trading 29.6% below its estimated GF Value™ of €0.67.
Key valuation signals for FRA:359:
Pretax Margin %: 3.65%
GF Value™: €0.67 vs. price of €0.47 (29.6% below fair value)
Industry Position: 83% below the Credit Services median (#388 of 533)
No single metric tells the full story. See the FRA:359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
48GF Score
Get the complete analysis for FRA:359
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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