OVB Holding AG (HAM:O4B) EV-to-EBITDA: 4.88 (As of Aug. 29, 2026) — 29% Below Median

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HAM:O4B OVB Holding AG HAM:O4B
85 GF Score
Price €18.70
GF Value €22.61
! 6 Warning Signs
View Full Analysis

What is OVB Holding AG EV-to-EBITDA?

OVB Holding AG HAM:O4B -0.53% 85 EV-to-EBITDA is 4.88 as of Aug. 29, 2026, which is 29% below its 10-year median of 6.87. GuruFocus rates HAM:O4B with a GF Score™ of 85/100 and a GF Value™ of €22.61. The stock has 6 warning signs investors should review. Among 501 Capital Markets companies, OVB Holding AG ranks better than 68.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, OVB Holding AG's enterprise value is €146.2 Mil. OVB Holding AG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €30.0 Mil. Therefore, OVB Holding AG's EV-to-EBITDA for today is 4.88.

The historical rank and industry rank for OVB Holding AG's EV-to-EBITDA or its related term are showing as below:

HAM:O4B' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.01   Med: 6.87   Max: 11.71
Current: 4.88

During the past 13 years, the highest EV-to-EBITDA of OVB Holding AG was 11.71. The lowest was 4.01. And the median was 6.87.

HAM:O4B's EV-to-EBITDA is ranked better than
68.86% of 501 companies
in the Capital Markets industry
Industry Median: 8.49 vs HAM:O4B: 4.88

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-29), OVB Holding AG's stock price is €18.70. OVB Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.800. Therefore, OVB Holding AG's PE Ratio (TTM) for today is 23.38.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


OVB Holding AG  (HAM:O4B) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

OVB Holding AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.70/0.800
=23.38

OVB Holding AG's share price for today is €18.70.
OVB Holding AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.800.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


OVB Holding AG EV-to-EBITDA Related Terms


OVB Holding AG EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for OVB Holding AG's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OVB Holding AG EV-to-EBITDA Chart

OVB Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.59 6.40 5.08 4.17 5.60

OVB Holding AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.40 5.68 5.60 6.90 5.07

HAM:O4B vs MS, GS, SCHW: EV-to-EBITDA Comparison

For the Capital Markets subindustry, OVB Holding AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OVB Holding AG EV-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, OVB Holding AG's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where OVB Holding AG's EV-to-EBITDA falls into.


HAM:O4B
85GF Score
OVB Holding AG HAM:O4B
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OVB Holding AG EV-to-EBITDA Calculation

OVB Holding AG's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=146.168/29.96
=4.88

OVB Holding AG's current Enterprise Value is €146.2 Mil.
OVB Holding AG's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €30.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 4.88 mean?
OVB Holding AG (HAM:O4B) has a EV-to-EBITDA of 4.88 as of Aug. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on OVB Holding AG. This is 29% below median its historical median of 6.87. Over the past decade, OVB Holding AG's EV-to-EBITDA has ranged from 4.01 to 11.71. According to the industry distribution chart, OVB Holding AG ranks #156 out of 501 companies in the Capital Markets industry, placing it in the top 31.1%.
Is OVB Holding AG's EV-to-EBITDA too high?
OVB Holding AG's current EV-to-EBITDA of 4.88 is 29% below median its 10-year median of 6.87. Over the past 10 years, this metric has ranged from a low of 4.01 to a high of 11.71. The Capital Markets industry median EV-to-EBITDA is 8.49. OVB Holding AG's value of 4.88 is 42.5% below this industry median. Based on the distribution chart, OVB Holding AG ranks #156 out of 501 companies in the Capital Markets industry, which is above the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's EV-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #156 out of 501 companies for EV-to-EBITDA. This puts OVB Holding AG in the upper half of its industry. The industry median EV-to-EBITDA is 8.49. OVB Holding AG's value of 4.88 is 42.5% below this benchmark. Historically, OVB Holding AG's own EV-to-EBITDA has ranged from 4.01 to 11.71 over the past decade. While the company's 10-year median is 6.87 vs. the industry median of 8.49, OVB Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Capital Markets company?
The median EV-to-EBITDA among Capital Markets companies is 8.49, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current EV-to-EBITDA of 4.88 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on OVB Holding AG. For the Capital Markets industry, the median EV-to-EBITDA is 8.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current EV-to-EBITDA is 4.88, which is 29% below median its own 10-year median of 6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
OVB Holding AG (HAM:O4B) has a current EV-to-EBITDA of 4.88. The stock's GF Value™ is €22.61, compared to a current price of €18.70 — trading 17.3% below its estimated fair value. The current EV-to-EBITDA is 4.88, which is 29% below median its 10-year median of 6.87 and 42.5% below the Capital Markets industry median of 8.49. OVB Holding AG's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For OVB Holding AG (HAM:O4B), the current EV-to-EBITDA is 4.88 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OVB Holding AG (HAM:O4B) Overvalued in 2026?

Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued. The current stock price of €18.70 is trading 17.3% below its estimated GF Value™ of €22.61.

Key valuation signals for HAM:O4B:

  • EV-to-EBITDA: 4.88 (29% below median its 10-year median of 6.87)
  • GF Value™: €22.61 vs. price of €18.70 (17.3% below fair value)
  • GF Score™: 85/100 with 6 warning signs
  • Industry Position: 42.5% below the Capital Markets median (#156 of 501)

No single metric tells the full story. See the HAM:O4B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OVB Holding AG Business Description

Other Exchanges O4B:Germany
Address Heumarkt 1, Cologne, DEU, 50667
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
85GF Score

Get the complete analysis for HAM:O4B

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.70
Price
€22.61
GF Value