OVB Holding AG (HAM:O4B) Interest Expense: €-0.4 Mil (TTM As of Mar. 2026)

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HAM:O4B OVB Holding AG HAM:O4B
89 GF Score
Price €18.50
GF Value €23.56
! 6 Warning Signs
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What is OVB Holding AG Interest Expense?

OVB Holding AG HAM:O4B 89 Interest Expense is €-0.4 Mil as of Mar. 2026. GuruFocus rates HAM:O4B with a GF Score™ of 89/100 and a GF Value™ of €23.56. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. OVB Holding AG's interest expense for the three months ended in Mar. 2026 was € -0.1 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-0.4 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. OVB Holding AG's Operating Income for the three months ended in Mar. 2026 was € -2.8 Mil. OVB Holding AG's Interest Expense for the three months ended in Mar. 2026 was € -0.1 Mil. OVB Holding AG did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OVB Holding AG  (HAM:O4B) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OVB Holding AG's Interest Expense for the three months ended in Mar. 2026 was €-0.1 Mil. Its Operating Income for the three months ended in Mar. 2026 was €-2.8 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €6.6 Mil.

OVB Holding AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

OVB Holding AG did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

OVB Holding AG Interest Expense Historical Data

* Premium members only.

The historical data trend for OVB Holding AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OVB Holding AG Interest Expense Chart

OVB Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.38 -0.32 -0.36 -0.40 -0.40

OVB Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.10 -0.10 -0.09 -0.11 -0.09
HAM:O4B
89GF Score
OVB Holding AG HAM:O4B
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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OVB Holding AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-0.4 Mil mean?
OVB Holding AG (HAM:O4B) has a Interest Expense of €-0.4 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on OVB Holding AG and its competitors.
Is OVB Holding AG's Interest Expense too high?
OVB Holding AG's current Interest Expense is €-0.4 Mil. Overall, OVB Holding AG has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Interest Expense compare to MS and GS?
OVB Holding AG's Interest Expense of €-0.4 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Capital Markets company?
A good Interest Expense depends on the Capital Markets industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on OVB Holding AG and its competitors. OVB Holding AG's current Interest Expense is €-0.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
OVB Holding AG (HAM:O4B) has a current Interest Expense of €-0.4 Mil. The stock's GF Value™ is €23.56, compared to a current price of €18.50 — trading 21.5% below its estimated fair value. The current Interest Expense is €-0.4 Mil. OVB Holding AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For OVB Holding AG (HAM:O4B), the current Interest Expense is €-0.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OVB Holding AG (HAM:O4B) Overvalued in 2026?

Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued. The current stock price of €18.50 is trading 21.5% below its estimated GF Value™ of €23.56.

Key valuation signals for HAM:O4B:

  • Interest Expense: €-0.4 Mil
  • GF Value™: €23.56 vs. price of €18.50 (21.5% below fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the HAM:O4B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OVB Holding AG Business Description

Other Exchanges O4B:Germany
Address Heumarkt 1, Cologne, DEU, 50667
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
89GF Score

Get the complete analysis for HAM:O4B

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.50
Price
€23.56
GF Value