United Insurance Company of Pakistan (KAR:UNIC) EV-to-EBITDA: (As of Aug. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is United Insurance Company of Pakistan EV-to-EBITDA?

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, United Insurance Company of Pakistan's enterprise value is ₨5,941.91 Mil. United Insurance Company of Pakistan does not have enough years/quarters to calculate its EBITDA for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate United Insurance Company of Pakistan's EV-to-EBITDA at this moment.

The historical rank and industry rank for United Insurance Company of Pakistan's EV-to-EBITDA or its related term are showing as below:

KAR:UNIC's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 8.26
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-31), United Insurance Company of Pakistan's stock price is ₨11.90. United Insurance Company of Pakistan does not have enough years/quarters to calculate its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate United Insurance Company of Pakistan's PE Ratio (TTM) at this moment.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).

United Insurance Company of Pakistan  (KAR:UNIC) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

United Insurance Company of Pakistan's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.90/
=

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?

United Insurance Company of Pakistan EV-to-EBITDA Related Terms

United Insurance Company of Pakistan EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Insurance Company of Pakistan's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Insurance Company of Pakistan EV-to-EBITDA Chart

United Insurance Company of Pakistan Annual Data
Trend
EV-to-EBITDA

United Insurance Company of Pakistan Quarterly Data
EV-to-EBITDA

United Insurance Company of Pakistan EV-to-EBITDA Competitor Comparison

For the Insurance - Diversified subindustry, United Insurance Company of Pakistan's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Insurance Company of Pakistan EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, United Insurance Company of Pakistan's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Insurance Company of Pakistan's EV-to-EBITDA falls into.


United Insurance Company of Pakistan EV-to-EBITDA Calculation

United Insurance Company of Pakistan's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=5941.908/
=

United Insurance Company of Pakistan Business Description

Address 1 Upper Mall, UIG House, Lahore, PAK
United Insurance Company of Pakistan Ltd is engaged in the general insurance business in Pakistan. It operates through the segments of: Fire & Property Damage segment, which provides insurance products against fire, lightning, riot, strike, and malicious. The Marine, Aviation, & Transport segment offers marine cargo insurance and coverage for ocean-going vessels. The Motor segment provides insurance for accidental external means: riots, strikes, malicious damages, fire, and theft. The Crop segment provides financial protection against natural disasters and insect/pest attacks on standing crops. The Miscellaneous segment includes mainly engineering and livestock, personal accidents, products of financial institutions, health insurance, etc.