United Insurance Company of Pakistan (KAR:UNIC) 3-1 Month Momentum %: -2.82% (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is United Insurance Company of Pakistan 3-1 Month Momentum %?

United Insurance Company of Pakistan KAR:UNIC -1.39% 3-1 Month Momentum % is -2.82% as of Sep. 21, 2026.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-21), United Insurance Company of Pakistan's 3-1 Month Momentum % is -2.82%.

The industry rank for United Insurance Company of Pakistan's 3-1 Month Momentum % or its related term are showing as below:

KAR:UNIC's 3-1 Month Momentum % is not ranked
in the Insurance industry.
Industry Median: 3.1 vs KAR:UNIC: -2.82

United Insurance Company of Pakistan  (KAR:UNIC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

United Insurance Company of Pakistan 3-1 Month Momentum % Related Terms

United Insurance Company of Pakistan 3-1 Month Momentum % Competitor Comparison

For the Insurance - Diversified subindustry, United Insurance Company of Pakistan's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Insurance Company of Pakistan 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, United Insurance Company of Pakistan's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where United Insurance Company of Pakistan's 3-1 Month Momentum % falls into.


United Insurance Company of Pakistan  (KAR:UNIC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -2.82% mean?
United Insurance Company of Pakistan (KAR:UNIC) has a 3-1 Month Momentum % of -2.82% as of Sep. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Insurance Company of Pakistan and its competitors.
Is United Insurance Company of Pakistan's 3-1 Month Momentum % too high?
United Insurance Company of Pakistan's current 3-1 Month Momentum % is -2.82%.
How does United Insurance Company of Pakistan's 3-1 Month Momentum % compare to competitors?
United Insurance Company of Pakistan's 3-1 Month Momentum % of -2.82% can be compared against companies in the Insurance industry. The industry median 3-1 Month Momentum % is 3.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 3.10, based on 568 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on United Insurance Company of Pakistan and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Insurance Company of Pakistan's current 3-1 Month Momentum % is -2.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Insurance Company of Pakistan stock overvalued right now?
United Insurance Company of Pakistan (KAR:UNIC) has a current 3-1 Month Momentum % of -2.82%. The current 3-1 Month Momentum % is -2.82%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For United Insurance Company of Pakistan (KAR:UNIC), the current 3-1 Month Momentum % is -2.82% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Insurance Company of Pakistan Business Description

Address 1 Upper Mall, UIG House, Lahore, PAK
United Insurance Company of Pakistan Ltd is engaged in the general insurance business in Pakistan. It operates through the segments of: Fire & Property Damage segment, which provides insurance products against fire, lightning, riot, strike, and malicious. The Marine, Aviation, & Transport segment offers marine cargo insurance and coverage for ocean-going vessels. The Motor segment provides insurance for accidental external means: riots, strikes, malicious damages, fire, and theft. The Crop segment provides financial protection against natural disasters and insect/pest attacks on standing crops. The Miscellaneous segment includes mainly engineering and livestock, personal accidents, products of financial institutions, health insurance, etc.