Principal Financial Group (LTS:0KO5) EV-to-EBITDA: 13.15 (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0KO5 Principal Financial Group Inc LTS:0KO5
67 GF Score
Price $116.54
GF Value $94.54
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Principal Financial Group EV-to-EBITDA?

Principal Financial Group LTS:0KO5 -1.43% 67 EV-to-EBITDA is 13.15 as of Sep. 21, 2026. GuruFocus rates LTS:0KO5 with a GF Score™ of 67/100 and a GF Value™ of $94.54 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 874 Asset Management companies, Principal Financial Group ranks worse than 66.36% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Principal Financial Group's enterprise value is $25,024 Mil. Principal Financial Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $1,903 Mil. Therefore, Principal Financial Group's EV-to-EBITDA for today is 13.15.

The historical rank and industry rank for Principal Financial Group's EV-to-EBITDA or its related term are showing as below:

LTS:0KO5's EV-to-EBITDA is not ranked *
in the Asset Management industry.
Industry Median: 9.235
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-21), Principal Financial Group's stock price is $116.5385. Principal Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $7.046. Therefore, Principal Financial Group's PE Ratio (TTM) for today is 16.54.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Principal Financial Group  (LTS:0KO5) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Principal Financial Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=116.5385/7.046
=16.54

Principal Financial Group's share price for today is $116.5385.
Principal Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.046.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Principal Financial Group EV-to-EBITDA Related Terms


Principal Financial Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Principal Financial Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Principal Financial Group EV-to-EBITDA Chart

Principal Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.36 4.13 22.61 10.48 14.02

Principal Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.65 11.70 16.20 12.78 15.06

LTS:0KO5 vs TROW, BEN, CG: EV-to-EBITDA Comparison

For the Asset Management subindustry, Principal Financial Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Principal Financial Group EV-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Principal Financial Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Principal Financial Group's EV-to-EBITDA falls into.


LTS:0KO5
67GF Score
Principal Financial Group Inc LTS:0KO5
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Principal Financial Group EV-to-EBITDA Calculation

Principal Financial Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=25023.634/1903.2
=13.15

Principal Financial Group's current Enterprise Value is $25,024 Mil.
Principal Financial Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,903 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 13.15 mean?
Principal Financial Group (LTS:0KO5) has a EV-to-EBITDA of 13.15 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Principal Financial Group. According to the industry distribution chart, Principal Financial Group ranks #580 out of 874 companies in the Asset Management industry, placing it in the top 66.4%.
Is Principal Financial Group's EV-to-EBITDA too high?
Principal Financial Group's current EV-to-EBITDA is 13.15. The Asset Management industry median EV-to-EBITDA is 9.24. Principal Financial Group's value of 13.15 is 42.4% above this industry median. Based on the distribution chart, Principal Financial Group ranks #580 out of 874 companies in the Asset Management industry, which is below the industry midpoint. Overall, Principal Financial Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Principal Financial Group's EV-to-EBITDA compare to TROW and BEN?
According to the Asset Management industry distribution chart, Principal Financial Group ranks #580 out of 874 companies for EV-to-EBITDA. This places Principal Financial Group in the lower half of its industry. The industry median EV-to-EBITDA is 9.24. Principal Financial Group's value of 13.15 is 42.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Asset Management company?
The median EV-to-EBITDA among Asset Management companies is 9.24, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Principal Financial Group's current EV-to-EBITDA of 13.15 is 42.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Principal Financial Group. For the Asset Management industry, the median EV-to-EBITDA is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Principal Financial Group's current EV-to-EBITDA is 13.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Principal Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Principal Financial Group (LTS:0KO5) is currently considered Modestly Overvalued. The stock's GF Value™ is $94.54, compared to a current price of $116.54 — trading 23.3% above its estimated fair value. The current EV-to-EBITDA is 13.15 and 42.4% above the Asset Management industry median of 9.24. Principal Financial Group's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Principal Financial Group (LTS:0KO5), the current EV-to-EBITDA is 13.15 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Principal Financial Group (LTS:0KO5) Overvalued in 2026?

Based on GuruFocus' analysis, Principal Financial Group stock appears to be overvalued. The current stock price of $116.54 is trading 23.3% above its estimated GF Value™ of $94.54. GuruFocus considers Principal Financial Group to be Modestly Overvalued.

Key valuation signals for LTS:0KO5:

  • EV-to-EBITDA: 13.15
  • GF Value™: $94.54 vs. price of $116.54 (23.3% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 42.4% above the Asset Management median (#580 of 874)

No single metric tells the full story. See the LTS:0KO5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Principal Financial Group Business Description

Other Exchanges PFG:USAPG4:Germany
Address 711 High Street, Des Moines, IA, USA, 50392
Principal Financial Group Inc is a financial services provider. It offers various financial products and services including retirement, asset management, and workplace benefits and protection solutions to individuals and institutional clients. The company, along with its subsidiaries, operates in the following reportable segments; Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. Maximum revenue is generated from the Retirement and Income Solutions segment which provides workplace savings and retirement solutions, banking, trust and custodial services, individual variable annuities (including RILAs), pension risk transfer, and investment services to businesses, their employees, and other individuals.
67GF Score

Get the complete analysis for LTS:0KO5

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$116.54
Price
$94.54
GF Value