Principal Financial Group (LTS:0KO5) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0KO5 Principal Financial Group Inc LTS:0KO5
74 GF Score
Price $109.40
GF Value $91.01
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Principal Financial Group Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

LTS:0KO5
74GF Score
Principal Financial Group Inc LTS:0KO5
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Principal Financial Group (LTS:0KO5) Overvalued in 2026?

Based on GuruFocus' analysis, Principal Financial Group stock appears to be overvalued. The current stock price of $109.40 is trading 20.2% above its estimated GF Value™ of $91.01. GuruFocus considers Principal Financial Group to be Modestly Overvalued.

Key valuation signals for LTS:0KO5:

  • Altman Z2-Score:
  • GF Value™: $91.01 vs. price of $109.40 (20.2% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the LTS:0KO5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Principal Financial Group Business Description

Other Exchanges PFG:USAPG4:Germany
Address 711 High Street, Des Moines, IA, USA, 50392
Principal Financial Group Inc is a financial services provider. It offers various financial products and services including retirement, asset management, and workplace benefits and protection solutions to individuals and institutional clients. The company, along with its subsidiaries, operates in the following reportable segments; Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. Maximum revenue is generated from the Retirement and Income Solutions segment which provides workplace savings and retirement solutions, banking, trust and custodial services, individual variable annuities (including RILAs), pension risk transfer, and investment services to businesses, their employees, and other individuals.
74GF Score

Get the complete analysis for LTS:0KO5

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$109.40
Price
$91.01
GF Value