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Tryg ASOCSE:TRYG -1.62%70 EV-to-EBITDA is 13.12 as of Sep. 21, 2026, which is 41% below its 10-year median of 22.41. GuruFocus rates OCSE:TRYG with a GF Score™ of 70/100 and a GF Value™ of kr162.30 (Fairly Valued). The stock has 5 warning signs investors should review. Among 355 Insurance companies, Tryg AS ranks worse than 281689.86% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Tryg AS's enterprise value is kr94,097 Mil.
Tryg AS's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was kr7,171 Mil. Therefore, Tryg AS's EV-to-EBITDA for today is 13.12.
The historical rank and industry rank for Tryg AS's EV-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest EV-to-EBITDA of Tryg AS was 94.45. The lowest was -146.61. And the median was 22.41.
OCSE:TRYG's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.78 * Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-09-21), Tryg AS's stock price is kr151.60.
Tryg AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr7.582. Therefore, Tryg AS's PE Ratio (TTM) for today is 19.99.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tryg AS's share price for today is kr151.60.
Tryg AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr7.582.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Tryg AS's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCSE:TRYG vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Tryg AS's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tryg AS EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Tryg AS's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Tryg AS's EV-to-EBITDA falls into.
Tryg AS's current Enterprise Value is kr94,097 Mil.
Tryg AS's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr7,171 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tryg AS (OCSE:TRYG) has a EV-to-EBITDA of 13.12 as of Sep. 21, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Tryg AS. This is 41% below median its historical median of 22.41. According to the industry distribution chart, Tryg AS ranks #999999 out of 355 companies in the Insurance industry.
Is Tryg AS's EV-to-EBITDA too high?
Tryg AS's current EV-to-EBITDA of 13.12 is 41% below median its 10-year median of 22.41. The Insurance industry median EV-to-EBITDA is 7.78. Tryg AS's value of 13.12 is 68.6% above this industry median. Based on the distribution chart, Tryg AS ranks #999999 out of 355 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Tryg AS has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tryg AS ranks #999999 out of 355 companies for EV-to-EBITDA. This places Tryg AS in the lower half of its industry. The industry median EV-to-EBITDA is 7.78. Tryg AS's value of 13.12 is 68.6% above this benchmark. While the company's 10-year median is 22.41 vs. the industry median of 7.78, Tryg AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.78, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tryg AS's current EV-to-EBITDA of 13.12 is 68.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Tryg AS. For the Insurance industry, the median EV-to-EBITDA is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tryg AS's current EV-to-EBITDA is 13.12, which is 41% below median its own 10-year median of 22.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Based on GuruFocus' analysis, Tryg AS (OCSE:TRYG) is currently considered Fairly Valued. The stock's GF Value™ is kr162.30, compared to a current price of kr151.60 — trading 6.6% below its estimated fair value. The current EV-to-EBITDA is 13.12, which is 41% below median its 10-year median of 22.41 and 68.6% above the Insurance industry median of 7.78. Tryg AS's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Tryg AS (OCSE:TRYG), the current EV-to-EBITDA is 13.12 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tryg AS (OCSE:TRYG) Overvalued in 2026?
Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued.
The current stock price of kr151.60 is trading 6.6% below its estimated GF Value™ of kr162.30.
GuruFocus considers Tryg AS to be Fairly Valued.
Key valuation signals for OCSE:TRYG:
EV-to-EBITDA: 13.12 (41% below median its 10-year median of 22.41)
GF Value™: kr162.30 vs. price of kr151.60 (6.6% below fair value)
Industry Position: 68.6% above the Insurance median (#999999 of 355)
No single metric tells the full story. See the OCSE:TRYG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
70GF Score
Get the complete analysis for OCSE:TRYG
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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