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Tryg ASOCSE:TRYG -0.26%74 FCF Margin % is 12.15% as of Jun. 2026, which is 10% below its 10-year median of 13.45. GuruFocus rates OCSE:TRYG with a GF Score™ of 74/100 and a GF Value™ of kr164.09 (Fairly Valued). The stock has 6 warning signs investors should review. Among 502 Insurance companies, Tryg AS ranks better than 68.13% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Tryg AS's Free Cash Flow for the
three
months ended in Jun. 2026 was kr1,384 Mil. Tryg AS's Revenue for the
three
months ended in Jun. 2026 was kr11,395 Mil. Therefore, Tryg AS's FCF Margin % for the quarter that ended in Jun. 2026 was 12.15%.
The historical rank and industry rank for Tryg AS's FCF Margin % or its related term are showing as below:
OCSE:TRYG'
s FCF Margin % Range Over the Past 10 Years
Min: -16.28 Med: 13.45 Max: 17.26
Current: 16.84
During the past 13 years, the highest FCF Margin % of Tryg AS was 17.26%. The lowest was -16.28%. And the median was 13.45%.
OCSE:TRYG's FCF Margin % is ranked better than 68.13% of 502
companies
in the Insurance industry
Industry Median: 9.7
vs OCSE:TRYG: 16.84
Tryg AS FCF Margin % Related Terms
Tryg AS FCF Margin % Historical Data
* Premium members only.
The historical data trend for Tryg AS's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCSE:TRYG vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Tryg AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tryg AS FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tryg AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Tryg AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tryg AS (OCSE:TRYG) has a FCF Margin % of 12.15% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tryg AS and its competitors. This is 10% below median its historical median of 13.45. According to the industry distribution chart, Tryg AS ranks #160 out of 502 companies in the Insurance industry, placing it in the top 31.9%.
Is Tryg AS's FCF Margin % too high?
Tryg AS's current FCF Margin % of 12.15% is 10% below median its 10-year median of 13.45. The Insurance industry median FCF Margin % is 9.70. Tryg AS's value of 12.15% is 25.3% above this industry median. Based on the distribution chart, Tryg AS ranks #160 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Tryg AS has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tryg AS ranks #160 out of 502 companies for FCF Margin %. This puts Tryg AS in the upper half of its industry. The industry median FCF Margin % is 9.70. Tryg AS's value of 12.15% is 25.3% above this benchmark. While the company's 10-year median is 13.45 vs. the industry median of 9.70, Tryg AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.70, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tryg AS's current FCF Margin % of 12.15% is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tryg AS and its competitors. For the Insurance industry, the median FCF Margin % is 9.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tryg AS's current FCF Margin % is 12.15%, which is 10% below median its own 10-year median of 13.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Based on GuruFocus' analysis, Tryg AS (OCSE:TRYG) is currently considered Fairly Valued. The stock's GF Value™ is kr164.09, compared to a current price of kr154.90 — trading 5.6% below its estimated fair value. The current FCF Margin % is 12.15%, which is 10% below median its 10-year median of 13.45 and 25.3% above the Insurance industry median of 9.70. Tryg AS's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Tryg AS (OCSE:TRYG), the current FCF Margin % is 12.15% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tryg AS (OCSE:TRYG) Overvalued in 2026?
Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued.
The current stock price of kr154.90 is trading 5.6% below its estimated GF Value™ of kr164.09.
GuruFocus considers Tryg AS to be Fairly Valued.
Key valuation signals for OCSE:TRYG:
FCF Margin %: 12.15% (10% below median its 10-year median of 13.45)
GF Value™: kr164.09 vs. price of kr154.90 (5.6% below fair value)
Industry Position: 25.3% above the Insurance median (#160 of 502)
No single metric tells the full story. See the OCSE:TRYG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
74GF Score
Get the complete analysis for OCSE:TRYG
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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