Unipol Assicurazioni SpA (WBO:UNI) EV-to-EBITDA: 8.90 (As of Sep. 22, 2026)

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WBO:UNI Unipol Assicurazioni SpA WBO:UNI
44 GF Score
Price €28.22
GF Value €16.27
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Unipol Assicurazioni SpA EV-to-EBITDA?

Unipol Assicurazioni SpA WBO:UNI -2.48% 44 EV-to-EBITDA is 8.90 as of Sep. 22, 2026. GuruFocus rates WBO:UNI with a GF Score™ of 44/100 and a GF Value™ of €16.27 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 355 Insurance companies, Unipol Assicurazioni SpA ranks worse than 281689.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Unipol Assicurazioni SpA's enterprise value is €23,652 Mil. Unipol Assicurazioni SpA's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €2,657 Mil. Therefore, Unipol Assicurazioni SpA's EV-to-EBITDA for today is 8.90.

The historical rank and industry rank for Unipol Assicurazioni SpA's EV-to-EBITDA or its related term are showing as below:

WBO:UNI's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.77
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-22), Unipol Assicurazioni SpA's stock price is €28.22. Unipol Assicurazioni SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €2.460. Therefore, Unipol Assicurazioni SpA's PE Ratio (TTM) for today is 11.47.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Unipol Assicurazioni SpA  (WBO:UNI) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Unipol Assicurazioni SpA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=28.22/2.460
=11.47

Unipol Assicurazioni SpA's share price for today is €28.22.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Unipol Assicurazioni SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €2.460.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Unipol Assicurazioni SpA EV-to-EBITDA Related Terms


Unipol Assicurazioni SpA EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Unipol Assicurazioni SpA's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unipol Assicurazioni SpA EV-to-EBITDA Chart

Unipol Assicurazioni SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.96 8.47 5.87 6.77 8.23

Unipol Assicurazioni SpA Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.44 6.77 7.49 8.23 8.10

WBO:UNI vs CB, PGR, TRV: EV-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, Unipol Assicurazioni SpA's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unipol Assicurazioni SpA EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Unipol Assicurazioni SpA's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Unipol Assicurazioni SpA's EV-to-EBITDA falls into.


WBO:UNI
44GF Score
Unipol Assicurazioni SpA WBO:UNI
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unipol Assicurazioni SpA EV-to-EBITDA Calculation

Unipol Assicurazioni SpA's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=23651.715/2657
=8.90

Unipol Assicurazioni SpA's current Enterprise Value is €23,652 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Unipol Assicurazioni SpA's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €2,657 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 8.90 mean?
Unipol Assicurazioni SpA (WBO:UNI) has a EV-to-EBITDA of 8.90 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Unipol Assicurazioni SpA. According to the industry distribution chart, Unipol Assicurazioni SpA ranks #999999 out of 355 companies in the Insurance industry.
Is Unipol Assicurazioni SpA's EV-to-EBITDA too high?
Unipol Assicurazioni SpA's current EV-to-EBITDA is 8.90. The Insurance industry median EV-to-EBITDA is 7.77. Unipol Assicurazioni SpA's value of 8.90 is 14.5% above this industry median. Based on the distribution chart, Unipol Assicurazioni SpA ranks #999999 out of 355 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Unipol Assicurazioni SpA has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unipol Assicurazioni SpA's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Unipol Assicurazioni SpA ranks #999999 out of 355 companies for EV-to-EBITDA. This places Unipol Assicurazioni SpA in the lower half of its industry. The industry median EV-to-EBITDA is 7.77. Unipol Assicurazioni SpA's value of 8.90 is 14.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.77, based on 355 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unipol Assicurazioni SpA's current EV-to-EBITDA of 8.90 is 14.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Unipol Assicurazioni SpA. For the Insurance industry, the median EV-to-EBITDA is 7.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unipol Assicurazioni SpA's current EV-to-EBITDA is 8.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unipol Assicurazioni SpA stock overvalued right now?
Based on GuruFocus' analysis, Unipol Assicurazioni SpA (WBO:UNI) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.27, compared to a current price of €28.22 — trading 73.4% above its estimated fair value. The current EV-to-EBITDA is 8.90 and 14.5% above the Insurance industry median of 7.77. Unipol Assicurazioni SpA's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Unipol Assicurazioni SpA (WBO:UNI), the current EV-to-EBITDA is 8.90 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unipol Assicurazioni SpA (WBO:UNI) Overvalued in 2026?

Based on GuruFocus' analysis, Unipol Assicurazioni SpA stock appears to be overvalued. The current stock price of €28.22 is trading 73.4% above its estimated GF Value™ of €16.27. GuruFocus considers Unipol Assicurazioni SpA to be Significantly Overvalued.

Key valuation signals for WBO:UNI:

  • EV-to-EBITDA: 8.90
  • GF Value™: €16.27 vs. price of €28.22 (73.4% above fair value)
  • GF Score™: 44/100 with 4 warning signs
  • Industry Position: 14.5% above the Insurance median (#999999 of 355)

No single metric tells the full story. See the WBO:UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unipol Assicurazioni SpA Business Description

Address Via Stalingrado, 45, Bologna, ITA, 40128
Unipol Assicurazioni SpA is engaged in providing insurance and banking products in Italy. It offers life insurance, non-life insurance, car insurance, Reinsurance, etc.
44GF Score

Get the complete analysis for WBO:UNI

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.22
Price
€16.27
GF Value