Patria Bank (BSE:PBK) EV-to-OCF: -160.94 (As of Sep. 21, 2026)

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BSE:PBK Patria Bank SA BSE:PBK
40 GF Score
Price lei0.14
GF Value lei0.11
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Patria Bank EV-to-OCF?

Patria Bank BSE:PBK +4.01% 40 EV-to-OCF is -160.94 as of Sep. 21, 2026. GuruFocus rates BSE:PBK with a GF Score™ of 40/100 and a GF Value™ of lei0.11 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,489 Banks companies, Patria Bank ranks better than 61.65% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Patria Bank's Enterprise Value is lei434.4 Mil. Patria Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was lei-2.7 Mil. Therefore, Patria Bank's EV-to-OCF for today is -160.94.

The historical rank and industry rank for Patria Bank's EV-to-OCF or its related term are showing as below:

BSE:PBK' s EV-to-OCF Range Over the Past 10 Years
Min: -15.39   Med: 1.19   Max: 65.85
Current: 1.35

During the past 13 years, the highest EV-to-OCF of Patria Bank was 65.85. The lowest was -15.39. And the median was 1.19.

BSE:PBK's EV-to-OCF is ranked better than
61.65% of 1489 companies
in the Banks industry
Industry Median: 4.16 vs BSE:PBK: 1.35

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-21), Patria Bank's stock price is lei0.1425. Patria Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was lei0.017. Therefore, Patria Bank's PE Ratio (TTM) for today is 8.38.


Patria Bank  (BSE:PBK) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Patria Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.1425/0.017
=8.38

Patria Bank's share price for today is lei0.1425.
Patria Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was lei0.017.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Patria Bank EV-to-OCF Related Terms


Patria Bank EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Patria Bank's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Patria Bank EV-to-OCF Chart

Patria Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 3.22 18.80 8.71 16.69

Patria Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.43 20.22 16.69 40.82 -311.57

BSE:PBK vs USB, PNC: EV-to-OCF Comparison

For the Banks - Regional subindustry, Patria Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patria Bank EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Patria Bank's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Patria Bank's EV-to-OCF falls into.


BSE:PBK
40GF Score
Patria Bank SA BSE:PBK
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Patria Bank EV-to-OCF Calculation

Patria Bank's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=434.386/-2.699
=-160.94

Patria Bank's current Enterprise Value is lei434.4 Mil.
Patria Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was lei-2.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -160.94 mean?
Patria Bank (BSE:PBK) has a EV-to-OCF of -160.94 as of Sep. 21, 2026. According to the industry distribution chart, Patria Bank ranks #571 out of 1489 companies in the Banks industry, placing it in the top 38.3%.
Is Patria Bank's EV-to-OCF too high?
Patria Bank's current EV-to-OCF is -160.94. Based on the distribution chart, Patria Bank ranks #571 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, Patria Bank has a GF Score™ of 40/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patria Bank's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, Patria Bank ranks #571 out of 1489 companies for EV-to-OCF. This puts Patria Bank in the upper half of its industry. The industry median EV-to-OCF is 4.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.16, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patria Bank's current EV-to-OCF is -160.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patria Bank stock overvalued right now?
Based on GuruFocus' analysis, Patria Bank (BSE:PBK) is currently considered Modestly Overvalued. The stock's GF Value™ is lei0.11, compared to a current price of lei0.14 — trading 29.5% above its estimated fair value. The current EV-to-OCF is -160.94. Patria Bank's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Patria Bank (BSE:PBK), the current EV-to-OCF is -160.94 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patria Bank (BSE:PBK) Overvalued in 2026?

Based on GuruFocus' analysis, Patria Bank stock appears to be overvalued. The current stock price of lei0.14 is trading 29.5% above its estimated GF Value™ of lei0.11. GuruFocus considers Patria Bank to be Modestly Overvalued.

Key valuation signals for BSE:PBK:

  • EV-to-OCF: -160.94
  • GF Value™: lei0.11 vs. price of lei0.14 (29.5% above fair value)
  • GF Score™: 40/100 with 6 warning signs

No single metric tells the full story. See the BSE:PBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Patria Bank Business Description

Other Exchanges 5VH:Germany
Address 42 Pipera Road, Globalworth Plaza building, floors 7, 8 and 10, Bucharest, ROU, 020112
Patria Bank SA provides the whole range of banking services for individuals and legal entities, including deposits, cash management, lending and foreign exchange operations. It provides traditional banking services and products, including payment orders, documentary transactions and issuance of letters of credit and guarantees. The company carries out its activity in Romania.
40GF Score

Get the complete analysis for BSE:PBK

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei0.14
Price
lei0.11
GF Value