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CNA FinancialCNA +0.89%70 EV-to-OCF is 6.81 as of Sep. 03, 2026, which is 11% below its 10-year median of 7.67. GuruFocus rates CNA with a GF Score™ of 70/100 and a GF Value™ of $50.08 (Fairly Valued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, CNA Financial ranks worse than 52.2% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, CNA Financial's Enterprise Value is $15,891 Mil.
CNA Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $2,332 Mil. Therefore, CNA Financial's EV-to-OCF for today is 6.81.
The historical rank and industry rank for CNA Financial's EV-to-OCF or its related term are showing as below:
CNA'
s EV-to-OCF Range Over the Past 10 Years
Min: 4.68 Med: 7.67 Max: 14.73
Current: 6.81
During the past 13 years, the highest EV-to-OCF of CNA Financial was 14.73. The lowest was 4.68. And the median was 7.67.
CNA's EV-to-OCF is ranked worse than 52.2% of 500
companies
in the Insurance industry
Industry Median: 6.315
vs CNA: 6.81
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CNA Financial's PE Ratio (TTM) for today is calculated as:
CNA Financial's share price for today is $48.99.
CNA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.550.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CNA Financial EV-to-OCF Related Terms
CNA Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for CNA Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, CNA Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CNA Financial's EV-to-OCF falls into.
CNA Financial's current Enterprise Value is $15,891 Mil.
CNA Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,332 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (CNA) has a EV-to-OCF of 6.81 as of Sep. 03, 2026. This is 11% below median its historical median of 7.67. Over the past decade, CNA Financial's EV-to-OCF has ranged from 4.68 to 14.73. According to the industry distribution chart, CNA Financial ranks #261 out of 500 companies in the Insurance industry, placing it in the top 52.2%.
Is CNA Financial's EV-to-OCF too high?
CNA Financial's current EV-to-OCF of 6.81 is 11% below median its 10-year median of 7.67. Over the past 10 years, this metric has ranged from a low of 4.68 to a high of 14.73. The Insurance industry median EV-to-OCF is 6.32. CNA Financial's value of 6.81 is 7.8% above this industry median. Based on the distribution chart, CNA Financial ranks #261 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's EV-to-OCF compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #261 out of 500 companies for EV-to-OCF. This places CNA Financial in the lower half of its industry. The industry median EV-to-OCF is 6.32. CNA Financial's value of 6.81 is 7.8% above this benchmark. Historically, CNA Financial's own EV-to-OCF has ranged from 4.68 to 14.73 over the past decade. While the company's 10-year median is 7.67 vs. the industry median of 6.32, CNA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.32, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current EV-to-OCF of 6.81 is 7.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current EV-to-OCF is 6.81, which is 11% below median its own 10-year median of 7.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (CNA) is currently considered Fairly Valued. The stock's GF Value™ is $50.08, compared to a current price of $48.99 — trading 2.2% below its estimated fair value. The current EV-to-OCF is 6.81, which is 11% below median its 10-year median of 7.67 and 7.8% above the Insurance industry median of 6.32. CNA Financial's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CNA Financial (CNA), the current EV-to-OCF is 6.81 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (CNA) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued.
The current stock price of $48.99 is trading 2.2% below its estimated GF Value™ of $50.08.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for CNA:
EV-to-OCF: 6.81 (11% below median its 10-year median of 7.67)
GF Value™: $50.08 vs. price of $48.99 (2.2% below fair value)
Industry Position: 7.8% above the Insurance median (#261 of 500)
No single metric tells the full story. See the CNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
70GF Score
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